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Model specific boards => Golf mk6 => Topic started by: Das Auto on 26 June 2009, 11:18

Title: Got my insurance sorted guys =)
Post by: Das Auto on 26 June 2009, 11:18
 Just wanna say thanx for all your comments in the "Am I screwed Post"

Now i can look forward to a nice 3dr DSG white MK6 GTI

But on a bad note my friend has just bought an Astra Nurburgring edition so it looks like im going to be eating his dust
Title: Re: Got my insurance sorted guys =)
Post by: synnea on 26 June 2009, 12:12
Get yours remapped and it will be a lot more close. At least yours can go round corners without ripping your hands off due to torque steer  :laugh:
Title: Re: Got my insurance sorted guys =)
Post by: Dan34 on 26 June 2009, 12:13
Just wanna say thanx for all your comments in the "Am I screwed Post"

Now i can look forward to a nice 3dr DSG white MK6 GTI

But on a bad note my friend has just bought an Astra Nurburgring edition so it looks like im going to be eating his dust

Congrats dude! enjoy the car i know i would if i had the chance  :evil:

Dan
Title: Re: Got my insurance sorted guys =)
Post by: Das Auto on 26 June 2009, 12:46
I probs wont get into remapping just yet il keep it as it is for a year.

Title: Re: Got my insurance sorted guys =)
Post by: Noisia on 26 June 2009, 12:47
I suppose the obvious question is, who insured you and for how much?
Title: Re: Got my insurance sorted guys =)
Post by: Das Auto on 26 June 2009, 12:57
Sabre insurance 2k  :smiley: quite a result really considering
Title: Re: Got my insurance sorted guys =)
Post by: Egbutt Wash on 26 June 2009, 13:09
Mine is £140 fully comp.
Title: Re: Got my insurance sorted guys =)
Post by: Das Auto on 26 June 2009, 13:13
but im guessing your not 19 with a spanking new mk6 gti on the way worth 25k ???
Title: Re: Got my insurance sorted guys =)
Post by: Egbutt Wash on 26 June 2009, 13:15
but im guessing your not 19 with a spanking new mk6 gti on the way worth 25k ???

It might be costing £25,000 but it's not worth £25,000.
Title: Re: Got my insurance sorted guys =)
Post by: Das Auto on 26 June 2009, 13:16
its not to everyones taste i suppose
Title: Re: Got my insurance sorted guys =)
Post by: VWKev on 26 June 2009, 17:08
but im guessing your not 19 with a spanking new mk6 gti on the way worth 25k ???

It might be costing £25,000 but it's not worth £25,000.


A car is worth whatever a person is prepared to pay. Das Auto paid £25k.
Title: Re: Got my insurance sorted guys =)
Post by: 08micsta on 26 June 2009, 21:00
Ignore the troll  :wink:
Title: Re: Got my insurance sorted guys =)
Post by: Horney on 26 June 2009, 21:03
Good work mate, look forward to the pics when you get it!

Nick
Title: Re: Got my insurance sorted guys =)
Post by: Egbutt Wash on 26 June 2009, 23:33
Ignore the troll  :wink:

You still here boy?
Title: Re: Got my insurance sorted guys =)
Post by: Egbutt Wash on 26 June 2009, 23:37
Forgot to add I'm over for the seven match package.
All games and the final, Come on England.
See you there micsta.
(I've spoken to your dad, btw)
Title: Re: Got my insurance sorted guys =)
Post by: 08micsta on 27 June 2009, 12:18
Forgot to add I'm over for the seven match package.
All games and the final, Come on England.
See you there micsta.
(I've spoken to your dad, btw)

Right.... Er... You do that...

(Hopefully the stadiums will ve done by then)
Title: Re: Got my insurance sorted guys =)
Post by: R32UK on 27 June 2009, 15:25
its not to everyones taste i suppose

ignore eggbert hes just the resident c0ck
Title: Re: Got my insurance sorted guys =)
Post by: Wayne on 28 June 2009, 10:11
Great result but I would never pay £2k to insure a car.
Title: Re: Got my insurance sorted guys =)
Post by: R32UK on 28 June 2009, 10:16
Great result but I would never pay £2k to insure a car.

2k is actually not a bad. I pay £1300, 29 with 5yrs ncb.
Title: Re: Got my insurance sorted guys =)
Post by: Jay on 28 June 2009, 11:16
29, 5yrs ncb and you're paying HOW MUCH?!

You needs to move out of Leeds dude. an R32 for myself in Wallingford with 2 yrs ncb & driving @ 26 and it's only £1000  :laugh:
Title: Re: Got my insurance sorted guys =)
Post by: Khare on 28 June 2009, 11:21
nice one dude! Very jealous! If you got the chance, why not?? I know I would If I had the money to do it!
And 2k fully comp for an 09 gti at 19 years old is a bargain!
Title: Re: Got my insurance sorted guys =)
Post by: Gene Hunt. on 28 June 2009, 11:32
29, 5yrs ncb and you're paying HOW MUCH?!

You needs to move out of Leeds dude. an R32 for myself in Wallingford with 2 yrs ncb & driving @ 26 and it's only £1000  :laugh:
.........post code is a big factor in quotes.I live in Harrogate which is 20 miles from leeds & i got a quote on my 05 gti fully comp protected no claims etc & it's £274.00  :smiley: :cool:.
Title: Re: Got my insurance sorted guys =)
Post by: Jkctr on 28 June 2009, 11:45
29, 5yrs ncb and you're paying HOW MUCH?!

You needs to move out of Leeds dude. an R32 for myself in Wallingford with 2 yrs ncb & driving @ 26 and it's only £1000  :laugh:

Im 22 and only pay £1200! Thats silly money! I can get an E90 M3 for less than £2k on insurance!
Title: Re: Got my insurance sorted guys =)
Post by: simonpolly on 28 June 2009, 14:16
Good luck Das Auto,enjoy your car and don`t crash it or you`ll prove the insurance company`s right.
Title: Re: Got my insurance sorted guys =)
Post by: R32UK on 28 June 2009, 19:53
29, 5yrs ncb and you're paying HOW MUCH?!

You needs to move out of Leeds dude. an R32 for myself in Wallingford with 2 yrs ncb & driving @ 26 and it's only £1000  :laugh:

Im 22 and only pay £1200! Thats silly money! I can get an E90 M3 for less than £2k on insurance!

I thought it was quite good. Before I got my 8points I was paying £1100 so not bad. but yes i am quite sure my postcode is often targetted for vehicle theft. might try register it to my business address instead and see how it fairs. that place is a right dump and the last place anyone would go to nick a car :laugh:
Title: Re: Got my insurance sorted guys =)
Post by: keelaw on 10 July 2009, 23:55
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!
Title: Re: Got my insurance sorted guys =)
Post by: koop22 on 11 July 2009, 00:24
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!


some insurers do this because they realize that if your able to buy a brand new hot hatch, your not going to be an absolute nut and drive like a nob (well most likely   :rolleyes: :laugh: the majority arent) therefore the premium is lower. However, any old guy can go and get a mk5 gti with 70k miles on the clock, and act like a boy racer as the car is much cheaper etc. therefore more expensive to insure!
Title: Re: Got my insurance sorted guys =)
Post by: Jkctr on 11 July 2009, 08:43
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!


Hardly rocket science mate! Less have been crashed and claimed on  :wink:
Title: Re: Got my insurance sorted guys =)
Post by: keelaw on 11 July 2009, 16:48
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!


Hardly rocket science mate! Less have been crashed and claimed on  :wink:


Poor underwriting then. If I were them I'd extrapolate the claims experience from the mk5 and apply to the mk6.

However, don't get me wrong I ain't complaining!  Its all good logic that I can use to justify splashing out on a mk6!! :)

Title: Re: Got my insurance sorted guys =)
Post by: ub7rm on 11 July 2009, 17:04
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!


Thats really odd, I thought as far as the actual car was concerned it would be the insurance group that defined it not anything else.  I was led to believe that value didn't make any difference up to around 35k  :undecided:
Title: Re: Got my insurance sorted guys =)
Post by: Jkctr on 11 July 2009, 22:36
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!


Thats really odd, I thought as far as the actual car was concerned it would be the insurance group that defined it not anything else.  I was led to believe that value didn't make any difference up to around 35k  :undecided:

Insurance group is just one factor, post code, age, ncb, experience etc etc all affect it.

If you live in a neighborhood watch area you will pay more (as more claims have been made in that area due to diligent people)

The main factor is the amount of claims from the age of the people (hence being young is expensive) Getting older makes little difference, its the fact you are part of an age group that doesnt claim as much.

Its just disgusting insurance, on of the biggest cons ever! I have paid thousands and thousands on insurance and never claimed for anything (other than my CD player being stolen, which was not my fault) I lost all my NCB and increased my premium by hundreds! Im no more of a risk but they can get money out of me and theres nothing i can do as i have to have insurance.

Saying that the biggest factor is having a girl thingy, that cuts your premium in half  :rolleyes:
Title: Re: Got my insurance sorted guys =)
Post by: ub7rm on 11 July 2009, 22:46
hmm, london, 33 but then i add my wife, mum and dad to it which lowers the premium to 390 quid. 

funny thing is that a new mk6 is cheaper to insure than a 2nd hand mk5!


Thats really odd, I thought as far as the actual car was concerned it would be the insurance group that defined it not anything else.  I was led to believe that value didn't make any difference up to around 35k  :undecided:


Insurance group is just one factor, post code, age, ncb, experience etc etc all affect it.

If you live in a neighborhood watch area you will pay more (as more claims have been made in that area due to diligent people)

The main factor is the amount of claims from the age of the people (hence being young is expensive) Getting older makes little difference, its the fact you are part of an age group that doesnt claim as much.

Its just disgusting insurance, on of the biggest cons ever! I have paid thousands and thousands on insurance and never claimed for anything (other than my CD player being stolen, which was not my fault) I lost all my NCB and increased my premium by hundreds! Im no more of a risk but they can get money out of me and theres nothing i can do as i have to have insurance.

Saying that the biggest factor is having a girl thingy, that cuts your premium in half  :rolleyes:

I realise all that but the only thing thats changed is his car....

Hence why I said as far as the actual car is concerned...
Title: Re: Got my insurance sorted guys =)
Post by: howlingmoon on 11 July 2009, 23:01
wow, you guys in the UK pay a lot for insurance. I pay Euro600/year for the Mk6 Golf GTI and yeah I am old at 37... cheers!!
Title: Re: Got my insurance sorted guys =)
Post by: koop22 on 11 July 2009, 23:24
wow, you guys in the UK pay a lot for insurance. I pay Euro600/year for the Mk6 Golf GTI and yeah I am old at 37... cheers!!

thats cos your an old bag dear. ta ra  :grin:
Title: Re: Got my insurance sorted guys =)
Post by: howlingmoon on 12 July 2009, 00:01
Well, isnt that what I said? That I am old? ha ha ha perhaps thats why the younger generation needs to pay more for insurance, since we need to repeat all the time! :laugh:
Title: Re: Got my insurance sorted guys =)
Post by: Jkctr on 12 July 2009, 10:09

I realise all that but the only thing thats changed is his car....

Hence why I said as far as the actual car is concerned...

Back to my other post mate, its been crashed less as fewer are on the road (i doubt the company has even had 1 claim on it yet) so its cheaper.
Title: Re: Got my insurance sorted guys =)
Post by: ub7rm on 12 July 2009, 11:19
Still doesn't make sense though.  Surely for that very reason they would be taking a conservative approach to pricing not the other way round.

Can't argue with the facts but it seems a bit strange.
Title: Re: Got my insurance sorted guys =)
Post by: Jkctr on 12 July 2009, 11:25
Its mostly because there all bastards mate lol
Title: Re: Got my insurance sorted guys =)
Post by: Paling on 16 July 2009, 18:09
€850 a year with O'Girke, Rheindahlen Garrison for my 5dr GTi.
I'm 28 with 8 years NCB.
Title: Re: Got my insurance sorted guys =)
Post by: koop22 on 16 July 2009, 20:36
€850 a year with O'Girke, Rheindahlen Garrison for my 5dr GTi.
I'm 28 with 8 years NCB.

not a bit expensive??. iv got 1 years ncb and therefore u can guess my kind of age and ive been quoted 1250. seems like your post code is a poor one
Title: Re: Got my insurance sorted guys =)
Post by: keelaw on 17 July 2009, 19:59

I realise all that but the only thing thats changed is his car....

Hence why I said as far as the actual car is concerned...

Back to my other post mate, its been crashed less as fewer are on the road (i doubt the company has even had 1 claim on it yet) so its cheaper.


by that logic the insurance on brand new models would be free...


Title: Re: Got my insurance sorted guys =)
Post by: Paling on 05 September 2009, 13:17
€850 a year with O'Girke, Rheindahlen Garrison for my 5dr GTi.
I'm 28 with 8 years NCB.

not a bit expensive??. iv got 1 years ncb and therefore u can guess my kind of age and ive been quoted 1250. seems like your post code is a poor one

I'm stuck in one of the British bases in Germany, in the UK I will only pay less than halve of that.