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General => General discussion => Topic started by: kuypers on 11 August 2004, 11:38

Title: Insurance.........that time of year
Post by: kuypers on 11 August 2004, 11:38
Hey people,

Doing that dreaded task of getting insurance quotes. Have tried bugger loads and just wanted to know if you lot can suggest any others that are fullfill the following criteria:

1) Nice and cheap
2) Don't rip you off for minor changes once they have your business

Have tried the following:

Endsleigh
Dial direct
aquote
admiral
norwich union (quote me unhappy)
elephant (sized premium)
tesco (every little [extra premium] helps [them])
quoteline direct
adrian flux
churchill (give the dog an arm and a leg)
AA (arse holes annomous)
more (money) than (most)
privilege( bend over, you've had the privilege)

direct line ( Best so far !!)


cheers people,

Darren.
Title: Re:Insurance.........that time of year
Post by: Overseer on 11 August 2004, 11:40
direct line and privilege shouldn't be much different.. neither should tesco's.. same underwriters... they don't like mods tho.

i'm with them (priv) right now.. but i'm gonna shop around when my renewal is due (september)
Title: Re:Insurance.........that time of year
Post by: AdamB on 11 August 2004, 11:41
I've always ended up with A-plan after quote shopping. They will always undercut the cheapest quote. Most averaged around the ?300 mark, but they came in at ?250 this year.
tel - 01635874646
Title: Re:Insurance.........that time of year
Post by: Speedydub on 11 August 2004, 11:49
try ur local branch of Swinton......I insure my Golf TPFT thru them, for ?300 less than Diamond wanted to renew my existing policy  :o

Otherwise, Direct line are good. My Polo insurance went down this year  8)
Title: Re:Insurance.........that time of year
Post by: benjam_in on 11 August 2004, 12:02
www.quoteacar.co.uk my insurance dropped ?600 this year!
Title: Re:Insurance.........that time of year
Post by: topher on 11 August 2004, 12:08
confused.com wouldve searched most of those and a few more for you all in one go, admiral always seems to be about 50 quid cheaper than directline for me. i was shocked that churchill were offering the cheapest renewal for me for next year... when they were asking for ?1000 more than my current insurer when i asked for a quote last year !
Title: Re:Insurance.........that time of year
Post by: gibby on 11 August 2004, 12:27
Just renewed mine last week after checking confused.com and a couple of others, I went with Brentace in the end after looking at the thread in the Good Guys section and they were the cheapest I could find, ring them on 01792 650933. Kerry and John down there are pretty good and they will even allow me to lower mine and stick a Powerflow exhaust for no extra cost.  :)
Title: Re:Insurance.........that time of year
Post by: jv on 11 August 2004, 12:47
tophuh, are you declaring all mods on your insurance?

getting quotes for the rallye at the moment. best is 560 (7yrs ncb, protected with all mods covered) from adrian flux

the new Golf+/HIC one looks really good in that it is guaranteed value/salvage retention/track day cover etc all included. spoke to a dead helpful bloke and had high hopes for a good premium. they came up with 1200! reckon my car came out as 44 on a scale to 50 of risk  :o
Title: Re:Insurance.........that time of year
Post by: Speedydub on 11 August 2004, 12:51
my golf (lowered, alloys, zorst) costs 35.25 a month with Swinton, TPFT.

And im 24 with 4 recently expired points and 2 yrs ncb  :D
Title: Re:Insurance.........that time of year
Post by: topher on 11 August 2004, 12:51
tophuh, are you declaring all mods on your insurance?

most, but not all  ;D
Title: Re:Insurance.........that time of year
Post by: Speedydub on 11 August 2004, 12:54
if u throw the receipts away, mods daint count  ;D
Title: Re:Insurance.........that time of year
Post by: Overseer on 11 August 2004, 13:03
Quote
Posted by: benjam_in  Posted on: Today at 12:02:26  
www.quoteacar.co.uk my insurance dropped ?600 this year!  

god knows what you were paying!!


they just quoted me 1200 quid...

i paid around 700 from privilege last year..  pah!
Title: Re:Insurance.........that time of year
Post by: Blue MK2 on 11 August 2004, 13:05
i pay alot as im as im a young lad. elephant worked out the cheapest for me. Other companies like tescos where asking for 7k...hahaha wat a joke
Title: Re:Insurance.........that time of year
Post by: Dinky on 11 August 2004, 13:07
I dont recommend tesco or the aa for younger people like-always quote me bout 2k!lmao!

Dinx  :-*
Title: Re:Insurance.........that time of year
Post by: gibby on 11 August 2004, 13:16
Just tried that quoteacar website mentioned earlier and they wanted ?125 more than I've just paid with Brentacre WTF !  ??? My advice is try Brentacre first, they were ?25 cheaper than my renewal and well over ?100 cheaper than any of the others that I got quotes from.  :)
Title: Re:Insurance.........that time of year
Post by: benjam_in on 11 August 2004, 13:37
try putting a few write offs on there then add one yrs NCB! most places wouldnt touch me with a barge pole! was paying round ?1300 now down to just under ?700 TPFT  :o
Title: Re:Insurance.........that time of year
Post by: Speedydub on 11 August 2004, 13:45
after i wrote off my polo years ago, the insurance cancelled my policy and refused to re-insure me  :o lol
Title: Re:Insurance.........that time of year
Post by: jazzygm on 11 August 2004, 15:50
the ONLY companies that would consider me were HIC and Adrian Flux. Didn't leave me a lot of room to maneuver! I actually had companies laughing down the phone at me  >:(

All because im 19 with 1years NCB and drive a valver  ::)  ;D ;D
Title: Re:Insurance.........that time of year
Post by: marcus123 on 11 August 2004, 19:53
ok i got my insurance renewel thru the other day

1k :D

im 21 with no NCB,

not bad ???

oh yeh, its a mk2 16v
Title: Re:Insurance.........that time of year
Post by: eyeletboy on 11 August 2004, 19:56
i'm with brentacre :)beat all the quotes i had.even the 50 odd on confused.com.
Title: Re:Insurance.........that time of year
Post by: redcarboy on 11 August 2004, 21:09
I dont recommend tesco or the aa for younger people like-always quote me bout 2k!lmao!

Dinx  :-*
Got mine from tesco ?601 fully comp 2yrs ncd saved nearly ?600 quid on most other insurers maybee cos im gettin old. :o
Title: Re:Insurance.........that time of year
Post by: Monotokpoint on 12 August 2004, 02:13
i use

www.its4me.co.uk

im 29 - fully comp, full no claims, no point etc - and its costs me 300 squids which isnt bad (mk2 h-reg standard gti). only 50 xs too i think
Title: Re:Insurance.........that time of year
Post by: Golfer on 12 August 2004, 13:09
Just renewed mine through Bell Direct (www.belldirect.co.uk)

I used to be with elephant, but their renewal quote was rubbish.  Strange as elephant and Bell direct are all part of Admiral insurance, so you'd think they would be similar.

Anyway, my renewal on my 98 GTi was ?378 fully comp.   Mind you I do have 6 years protected NCB which I guess helps keep it down.

Try them!