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Model specific boards => Golf mk5 => Topic started by: neo66 on 04 April 2009, 18:11

Title: Dilemma!!
Post by: neo66 on 04 April 2009, 18:11
I'm contemplating whether to chop in my 57Reg Gti for An Ed30 or R32.
Problem is I'm only one year into my 5year finance agreement!! :undecided:
Has anyone got any input into what options I have before I talk to the dealer???
Ta.
Title: Re: Dilemma!!
Post by: dan_apps on 04 April 2009, 18:20
apart from you are going to get robbed blind if you part-ex there isnt many options out there im afraid! i had a similar thought about a year ago when i thought my job was secure :smiley:
Title: Re: Dilemma!!
Post by: matthewsimone on 05 April 2009, 18:49
all depends on your personal financial situation really mate but as already said you are going to get screwed by literaly a fair few thousand and in my oppinion its just not worth losing all that money only to make a slight upgrade to a ed30 etc, if you was going to trade in for a supercar or something then maybe it be a different story lol  :smiley:
Title: Re: Dilemma!!
Post by: celica on 05 April 2009, 19:55
only one year ownership, is the ed30 going to offer that much more

why not get yours remapped?
Title: Re: Dilemma!!
Post by: lookoutsmudger on 05 April 2009, 20:17
only one year ownership, is the ed30 going to offer that much more

why not get yours remapped?

Totally agree. A remap and maybe some cosmetic changes will be the most cost effective option. Chopping it in at this stage will lose you loads.   
Title: Re: Dilemma!!
Post by: neo66 on 05 April 2009, 20:27
ok, ta 4 the opinions guys, think I will take them onboard and see If I can make a few changes myself! (just fallen outta luv with it at the mo :sad:)
Title: Re: Dilemma!!
Post by: dan_apps on 05 April 2009, 20:32
ok, ta 4 the opinions guys, think I will take them onboard and see If I can make a few changes myself! (just fallen outta luv with it at the mo :sad:)

why? at the end of the day remap about 5 - 700 sheets, exhaust 1000 sheets, evoms intake - 300 sheets this will really improve throttle response and will be above a std ed 30 AND is alot lot lot lot cheaper than an ed30!!
how long you had yours?
Title: Re: Dilemma!!
Post by: lookoutsmudger on 05 April 2009, 20:34
Check out these guys..i'm planning to use some of this stuff on my car to give it a subtle lift.

www.osirdesign.com
Title: Re: Dilemma!!
Post by: Hurdy on 05 April 2009, 20:42
NEO66, Is your car on Finance or is it a personal loan?

You do know that if anything happens to your car and the finance company find out - you could be up sh!t creek without a paddle..or indeed a car! :shocked:

A guy on Seat Cupra net got raped by the finance company when his car went wrong and they found out he'd modified it. They took the modifying as a breach of contract, took the car off him, made him pay for the repair and pay for the car being returned to stock.

PS.   Don't have nightmares :shocked:
Title: Re: Dilemma!!
Post by: stealthwolf on 05 April 2009, 21:45
^^^

I read about that and that's why I'm waiting until I hear about my new job and then will apply for a loan and pay off the finance co. After that, modding FTW! :cool: :cool: :cool: :grin: :grin: :grin:
Title: Re: Dilemma!!
Post by: Jkctr on 05 April 2009, 22:41
Doesnt sound worth it. You shouldnt be modding if its on finance so the ED30 isnt worth the extra just to leave standard. The R32 is much better as a standard upgrade but not worth you losing so much!
Title: Re: Dilemma!!
Post by: celica on 05 April 2009, 23:58
5yr plan is along time on a car

if none of the above work out, save the money you thought about splashing out and in 4yrs time buy something even better

the gti is a good platform for now i would say.
also a simple remap, i would doubt it would get detected, otherwise i read about the ones where you have a dongle to revert back to standard etc.
Title: Re: Dilemma!!
Post by: No Golf Clubs at all on 06 April 2009, 07:11
And be careful what you post...... They use forums like ours, and facebook etc as evidence. .......

I either stump up the cash or go down a personal loan route then you can do what you like  provided you keep your insurance informed.
Title: Re: Dilemma!!
Post by: neo66 on 06 April 2009, 09:04
I didn't even think I couldn't modify it as it was on finance for the next 4years!???, I guess as its not fully mine yet  :lipsrsealed:(got a better deal compared to a loan)
I'd always tell the insurance company of any changes anyway.
What happened to that Seat then to go so wrong?
Title: Re: Dilemma!!
Post by: rskardon on 06 April 2009, 16:18
If you look in your finance docs you will see how much it costs to pay off after vertain periods i.e. one year in, half way through etc... The cost of paying it off early is usually less as you dont pay the interest on remaining time, but sometimes there is an early payment fee,

have a look at your paperwork, its not too hard to find the right bit,

R
Title: Re: Dilemma!!
Post by: gstar-dubworld on 06 April 2009, 16:33
I'd stick with your current model, give it another year at least and then if your still wanting something different then look to upgrade to a MKVI..
Title: Re: Dilemma!!
Post by: Steve78 on 07 April 2009, 08:07
NEO66, Is your car on Finance or is it a personal loan?

You do know that if anything happens to your car and the finance company find out - you could be up sh!t creek without a paddle..or indeed a car! :shocked:

A guy on Seat Cupra net got raped by the finance company when his car went wrong and they found out he'd modified it. They took the modifying as a breach of contract, took the car off him, made him pay for the repair and pay for the car being returned to stock.

PS.   Don't have nightmares :shocked:

Flipping heck!  :shocked:
Title: Re: Dilemma!!
Post by: ub7rm on 07 April 2009, 08:38
I think he had done some major mods and wanted stuff fixed on warranty and he was told that the mods invalidated the warranty and presumably he got arsey and the finance co pulled the car.  I suspect that he was a bit of a cock tbh.  Firstly for thiking he could modify the car so much and think he was entitled to a full warranty and then for doing that to a car on finance, drawing attention to it and being surprised when they pulled it. 

Thing is it wouldn't have been in either the dealer or the finance co's interest to refuse the warranty work or pull the finance but I suspect he just pushed it too hard.  A bit naive in thinking he could have his cake and eat it.  I would think that if you do modify your car while under finance its fine as long as you don't make an ass of yourself at the dealers when they say the mods aren't covered!
Title: Re: Dilemma!!
Post by: R32UK on 07 April 2009, 08:40
If you look in your finance docs you will see how much it costs to pay off after vertain periods i.e. one year in, half way through etc... The cost of paying it off early is usually less as you dont pay the interest on remaining time, but sometimes there is an early payment fee,

have a look at your paperwork, its not too hard to find the right bit,

R

 :smiley: If you do want to get rid then im sure the outstanding finance could be paid off with a personal loan. As rskardon said, dig up the paperwork!! :nerd:
Title: Re: Dilemma!!
Post by: Ed30DSG on 07 April 2009, 09:15
why? at the end of the day remap about 5 - 700 sheets, exhaust 1000 sheets, evoms intake - 300 sheets this will really improve throttle response and will be above a std ed 30 AND is alot lot lot lot cheaper than an ed30!!

The difference in price between a std gti and an ed30 of simialr age and mileage is a lot less than you think, especially when you consider that you won't get a penny back for the £2k worth of upgrades when it comes to selling. Add to that the ed30 will probably hold it's value slightly better than the gti (both have good residuals).

But I agree that the OP would get raped if he were to try and trade it in now!