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Model specific boards => Golf mk4 => Topic started by: sambo on 04 March 2009, 21:35

Title: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: sambo on 04 March 2009, 21:35

What do you pay insurance a year. Nedd a few details so i'll start with a template  :nerd:

Car: 1.8t

Declared mods: everything, even the smoothed bonnet notch

Declared power: 200bhp

age: 25

NCB: 4

area: devon

insurer: adrian flux - highway

policy details: fully comp, limited milage 5k, like for like replacement

extras: breakdown cover and legal stuff, misses as named driver ( :cry:)

PREMIUM: £540

Be interesting to see what people are paying i thought~?

Sam

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: ALEXS1.8T on 04 March 2009, 21:40

Car: 1.8t aum

Declared mods: only my d/v as that my only mod lol

Declared power: 150bhp standard

age: 25

NCB: 4

area: portsmouth

insurer: swiftcover

policy details: fully comp, limited milage 8k, value car at 3.5k,

extras: breakdown cover and legal stuff,

PREMIUM: £360

it was £30 cheaper than my 2003 laguna dci lol

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: richw911 on 04 March 2009, 21:47

Been done before  :tongue:

http://www.golfgtiforum.co.uk/index.php?topic=100384.0



Car: 1.8T

Declared mods: Everything

Declared power: 200bhp

Age: 28

NCB: 10 years

area: devon

insurer: adrian flux

policy details: fully comp, 12K mileage  like for like replacement

extras:  legal stuff.

PREMIUM: £ 380

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Philpy on 04 March 2009, 22:12

Car: 1.8T

Declared mods: Dump valve Remap

Age: 28

NCB: 5 years

area: Cornwall

insurer: Esure

policy details: fully comp, 12K mileage and business Milage like for like replacement and my missus on policy

Premium £240

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: sambo on 04 March 2009, 22:36

Quote from: Philpy on 04 March 2009, 22:12

Car: 1.8T

Declared mods: Dump valve Remap

Age: 28

NCB: 5 years

area: Cornwall

insurer: Esure

policy details: fully comp, 12K mileage and business Milage like for like replacement and my missus on policy

Premium £240

Didn't even think they had discovered the wheel in cornwall yet!  :grin:

Good price!

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Philpy on 05 March 2009, 00:19

TBH I think they made a mistake as I couldnt get a price anywhere near it!  :cool:

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: navmk4gti on 05 March 2009, 01:57

1.8t
150bhp
no mods
21 years old
birmingham (in city centre)
no ncb
no mods
£1200
fully comp through egg

very high .... but the beuty's worth it  :smiley:

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Matt_Mk4 on 05 March 2009, 08:22

Car: 1.8t AGU

Declared mods: Everything

Declared power: 150bhp standard

age: 22

NCB: 5

area: Croydon

insurer: Admiral

policy details: fully comp, protected NCB

extras: courtesy car

PREMIUM: £500

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: ben1.8T on 05 March 2009, 08:50

MK4 1.8T AUM Engine
150bhp
SP50 4 points dont count on my licence anymore but still have to declare them
CU80 3 points Nov 2007
DR10 Jan 2008

4 years no claims

£890 Protected with Sainsbury's

Had a quote for the quad and thats gonna be £469 and £60 a tear road tax  :cool:

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: dobber on 05 March 2009, 09:13

Car: 1.8t aum

Declared mods: only my d/v as that my only mod lol

Declared power: 150bhp standard

age: 36

NCB: 17

area: Fleet

insurer: Elephant

policy details: fully comp, limited milage 6k, value car at 3.5k,

extras: breakdown cover and legal stuff, Protected

PREMIUM: £220

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Andyfloss03 on 05 March 2009, 09:17

Car: 1.8T

Declared mods: alloys and exhaust

Age: 19

NCB: 1 years

area: Rugby

insurer: Kwikfit

policy details: 3rd party fire.theft..ha cant get anything else... 12k miles..£100 excess

Premium £1500

i am 19... ha :)

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: dobber on 05 March 2009, 09:22

Quote from: Andyfloss03 on 05 March 2009, 09:17

Car: 1.8T

Declared mods: alloys and exhaust

Age: 19

NCB: 1 years

area: Rugby

insurer: Kwikfit

policy details: 3rd party fire.theft..ha cant get anything else... 12k miles..£100 excess

Premium £1500

i am 19... ha :)

How much!! you could buy a decent car for that lol

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Andyfloss03 on 05 March 2009, 09:29

the car cost me £1k so thats £2500 for a 3 door black golf gti 1.8t...


i think thats pretty decent

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Sabre K on 05 March 2009, 09:33

Car 1.8T AGU
Declared Mods: All (Lowered 40mm, DV, CAI, Strut Brace, 17" Alloys, Sports Exhaust System, Upgraded Brake Discs)
Declared Power: 180-200 BHP
Age: 25+
Motoring Convictions: 3 Points
NCB: Full
Claims: 1 Non Fault, 1 Fault
Area: Hertfordshire
Insurer: Chaucer, via Sky Insurance
Policy Details: Fully Comp, Protected NCB, Mileage 14k, Value Car at 3k
Premium: £541

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: 16VWarby on 05 March 2009, 15:36

This was a quote i got from HIC, work currently insure me (under pain of death if i crash) Mates GF got a quote local, same age, area, 2 previous fault claims £850 a year  :shocked:

Car: V6 4motion
Mods: None
Age: 19
Convictions: none
Claims: None (3yrs NCB)
Area: Isle of Man
Insurer: HIC
Details: Fully comp, £250 excess (voluntary) aprox 18k a year mileage
Premium:  £2886.00

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: dobber on 05 March 2009, 15:55

Quote from: 16VWarby on 05 March 2009, 15:36

This was a quote i got from HIC, work currently insure me (under pain of death if i crash) Mates GF got a quote local, same age, area, 2 previous fault claims £850 a year  :shocked:

Car: V6 4motion
Mods: None
Age: 19
Convictions: none
Claims: None (3yrs NCB)
Area: Isle of Man
Insurer: HIC
Details: Fully comp, £250 excess (voluntary) aprox 18k a year mileage
Premium:  £2886.00

LOL thats £240 a month. I remember back in 1991 paying £800 for an Astra GTE thinking that was bad.

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: docaldo on 05 March 2009, 16:09

Dobber how did you manage 17 years NCB you start driving when you were like 8 lol?

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: Slngz on 05 March 2009, 18:19

Quote from: docaldo on 05 March 2009, 16:09

Dobber how did you manage 17 years NCB you start driving when you were like 8 lol?

I was just about to say something along those lines!!

I currently have a standard 1.8t 150bhp


23
4 years NCB
2 sp30's
1 claim (not at fault)
£520 from admiral

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: 16VWarby on 05 March 2009, 18:57

Quote from: dobber on 05 March 2009, 15:55

Quote from: 16VWarby on 05 March 2009, 15:36

This was a quote i got from HIC, work currently insure me (under pain of death if i crash) Mates GF got a quote local, same age, area, 2 previous fault claims £850 a year  :shocked:

Car: V6 4motion
Mods: None
Age: 19
Convictions: none
Claims: None (3yrs NCB)
Area: Isle of Man
Insurer: HIC
Details: Fully comp, £250 excess (voluntary) aprox 18k a year mileage
Premium:  £2886.00

LOL thats £240 a month. I remember back in 1991 paying £800 for an Astra GTE thinking that was bad.

Oh, i aint moaning, but work get charged £75 a year to add me and me car so cant complain in the slightest.   :cool:

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: nerobo on 05 March 2009, 19:02

Car: 1.8T

Declared mods: non as yet

Age: 23

NCB: 3 years

area: Billingham (North East)

insurer: Elephant.co.uk

policy details: Fully comp 10k a year £250 excess

Premium £465

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: dobber on 05 March 2009, 19:22

Quote from: Slngz on 05 March 2009, 18:19

Quote from: docaldo on 05 March 2009, 16:09

Dobber how did you manage 17 years NCB you start driving when you were like 8 lol?

I was just about to say something along those lines!!

I currently have a standard 1.8t 150bhp


23
4 years NCB
2 sp30's
1 claim (not at fault)
£520 from admiral

Because i'll be 37 next Friday  :smiley: Passed my test in June 1989 I guess i should have put Full no claims but hey ho  :cool:

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: docaldo on 05 March 2009, 19:25

I must be missing something lol i thought you wrote you were 25 lol

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: T_J_G on 05 March 2009, 22:36

21
3 years NCB
£1000ish

Tough due for renewal in June :)

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: bobbarley on 05 March 2009, 22:39

Car: mk4 1.8t

Declared mods: everything, 18" alloys, TIP, air filter, re-map, everything I could think of.

Declared power: 200bhp

age: 25

NCB: 6

Points:  3

Claims:  1 (not my fault)

area: manchester

insurer: HIC (Highway I think)

policy details: fully comp, limited mileage 6k

extras: none

PREMIUM: £640

Title: Re: How much do you pay insurance (mk4's only so it doesn't get moved :tongue:)
Post by: dobber on 06 March 2009, 08:07

Quote from: docaldo on 05 March 2009, 19:25

I must be missing something lol i thought you wrote you were 25 lol

Well, i actually just copied, then edited one of the first post's. It must have just been wishful thinking that i was still 25 and left it there lol.