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General => Insurance => Topic started by: ryanegg on 09 February 2009, 17:07

Title: MK4 Gti @ 18.
Post by: ryanegg on 09 February 2009, 17:07: Hi, i'm new here, getting rid of my saxo vtr for a golf! Currently I'm with CIS who I have rang up to see about changing my insurance over, but they said they couldnt due to the golf being " High Performance " lol. I was wondering if anybody on here could help me out with a cheap company? I've got a years no claims off my scooter, with another to come off the car in april.

Thanks in advance!
Title: Re: MK4 Gti @ 18.
Post by: saalro on 09 February 2009, 18:00: Elephant quoted me about £1900 when i was 20 with 3 years no claims, so give them a try.
When i turned 21 with 3 years no claims i got insured for about £750.
Title: Re: MK4 Gti @ 18.
Post by: AlanD on 09 February 2009, 18:11: Different company are cheaper for different people. I had my MK4 with kwik fit who where cheapest. I'm currently with Elephant and will be going with Greenlight as of March.

Best advice I can give is to just shop around everywhere.
Title: Re: MK4 Gti @ 18.
Post by: Mikester on 10 February 2009, 22:11: Bell will insure you cheap, then run away when you crash.

Im now with HIC, and i cant fault them.
Title: Re: MK4 Gti @ 18.
Post by: LazyLunatic on 11 February 2009, 00:00: at 18 with 0ncb and a crash with bell was around £1500 for me

LL ;)
Title: Re: MK4 Gti @ 18.
Post by: ben1.8T on 16 February 2009, 14:25: Im with Sainsubry's they was cheapest for me. :cool:
Title: Re: MK4 Gti @ 18.
Post by: Adam on 16 February 2009, 15:35: Bell quoted me £469 fully comp 2yrs no claims and 2yrs of driving.

Mk3 Gti
Title: Re: MK4 Gti @ 18.
Post by: sharpie on 16 February 2009, 16:11: Quote from: ryanegg on 09 February 2009, 17:07
[mk4] golf being " High Performance " lol.

i think they are being sarcastic.
Title: Re: MK4 Gti @ 18.
Post by: shepgti on 16 February 2009, 20:55: Quote from: ryanegg on 09 February 2009, 17:07
Hi, i'm new here, getting rid of my saxo vtr for a golf! Currently I'm with CIS who I have rang up to see about changing my insurance over, but they said they couldnt due to the golf being " High Performance " lol. I was wondering if anybody on here could help me out with a cheap company? I've got a years no claims off my scooter, with another to come off the car in april.

Thanks in advance!

didnt think NCB from a scooter/motorbike applied to car insurance????
Title: Re: MK4 Gti @ 18.
Post by: AlanD on 16 February 2009, 23:09: Neither did I.
Title: Re: MK4 Gti @ 18.
Post by: the_stink on 17 February 2009, 12:24: yean im prety sure you cant take a NCB froma scooter and use it with a car?
Title: Re: MK4 Gti @ 18.
Post by: JC on 17 February 2009, 12:26: for all you cant take it over as such, they will take other NCB into consideration :wink: and offer a discount accordingly
Title: Re: MK4 Gti @ 18.
Post by: ben1.8T on 17 February 2009, 12:36: My mates brothers 18 his got a 2 slow mk4 and his paying £3000 :shocked:
Title: Re: MK4 Gti @ 18.
Post by: 16VWarby on 20 February 2009, 16:26: Quote from: ben1.8T on 17 February 2009, 12:36
My mates brothers 18 his got a 2 slow mk4 and his paying £3000 :shocked:

Wow. That is a touch high. HIC quoted me £2289 for the 4mo, 19, 3yrs ncb. Confused and all that quoted £5k for the mk3 gti 16v this time last year. Got a quote locally, less than £1k for the 4mo.
Title: Re: MK4 Gti @ 18.
Post by: shepgti on 20 February 2009, 21:13: Quote from: 16VWarby on 20 February 2009, 16:26
Quote from: ben1.8T on 17 February 2009, 12:36
My mates brothers 18 his got a 2 slow mk4 and his paying £3000 :shocked:

Wow. That is a touch high. HIC quoted me £2289 for the 4mo, 19, 3yrs ncb. Confused and all that quoted £5k for the mk3 gti 16v this time last year. Got a quote locally, less than £1k for the 4mo.

do well to have 3yrs NCB at 19!! :grin:
Title: Re: MK4 Gti @ 18.
Post by: barry-gti on 21 February 2009, 12:32: im 19 and on my mk4 1.8T its £1750 with admiral and my mum as a named driver
Title: Re: MK4 Gti @ 18.
Post by: jamesg1990 on 21 February 2009, 13:17: Quote from: barry-gti on 21 February 2009, 12:32
im 19 and on my mk4 1.8T its £1750 with admiral and my mum as a named driver

Seems to be about an average price I think.

Adrian Flux have just quoted me for my mk4 1.8t £1750. Thats with me just turning 19, 2 years driving experience, 1 ncb, 1 non-fault accident, mods declared: pipercross panel filter, forge 007p, r-tech remap. Also my parents are both on that policy, with my dad having 3 points from an SP30.
Title: Re: MK4 Gti @ 18.
Post by: barry-gti on 21 February 2009, 19:05: try a quote without ur dad and see if it goes down, because mine is with no NCB and 1 accident at my fault and 2 + 4 months years driving experience
Title: Re: MK4 Gti @ 18.
Post by: jamesg1990 on 21 February 2009, 23:49: Is yours with any mods declared?

If I just had it standard then Admiral quoted me around £1300. Without the non-fault accident it would be £1100.
Title: Re: MK4 Gti @ 18.
Post by: AlanD on 23 February 2009, 08:41: Quote from: jamesg1990 on 21 February 2009, 13:17
Quote from: barry-gti on 21 February 2009, 12:32
im 19 and on my mk4 1.8T its £1750 with admiral and my mum as a named driver

Seems to be about an average price I think.

Adrian Flux have just quoted me for my mk4 1.8t £1750. Thats with me just turning 19, 2 years driving experience, 1 ncb, 1 non-fault accident, mods declared: pipercross panel filter, forge 007p, r-tech remap. Also my parents are both on that policy, with my dad having 3 points from an SP30.

Bargin imo.
Title: Re: MK4 Gti @ 18.
Post by: jamesg1990 on 23 February 2009, 20:09: Quote from: AlanD on 23 February 2009, 08:41
Quote from: jamesg1990 on 21 February 2009, 13:17
Quote from: barry-gti on 21 February 2009, 12:32
im 19 and on my mk4 1.8T its £1750 with admiral and my mum as a named driver

Seems to be about an average price I think.

Adrian Flux have just quoted me for my mk4 1.8t £1750. Thats with me just turning 19, 2 years driving experience, 1 ncb, 1 non-fault accident, mods declared: pipercross panel filter, forge 007p, r-tech remap. Also my parents are both on that policy, with my dad having 3 points from an SP30.

Bargin imo.

Had a quote today from Bell, £1350 with all the above details except the remap. Not quite sure what to do now!!
Title: Re: MK4 Gti @ 18.
Post by: AlanD on 24 February 2009, 10:13: I recently changed my car insurance to Greenlight who specialist in hot hatches and performance cars, especially with mods such as remaps. Its worth getting a quote from them imo. This is going to sound outrageous but I have saved over £800. You dont want to know what I paid last year for my insurance lol.
Title: Re: MK4 Gti @ 18.
Post by: ryanr32 on 24 February 2009, 12:57: all these quotes seem way too high my GF whos 19 got 2 years no claims only pays £989 on her 98 1.8 20v t with adraian flux and thats fully comp!
Title: Re: MK4 Gti @ 18.
Post by: AlanD on 24 February 2009, 16:35: Thats because she is a woman. To cut a REALLY long story short If I was a woman last year I would have paid £700 less that than I did simply for being a bloke and nothing else.
Title: Re: MK4 Gti @ 18.
Post by: Blazing Storm on 24 February 2009, 16:52: I can't believe people would pay so much for car insurance. I'd rather drive a Fiesta 1.1 until the price is more reasonable.