GolfGTIforum.co.uk
General => General discussion => Topic started by: john gwyn on 22 June 2004, 17:10
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WHAT A SHOWER OF SHI*E >:( HAVE SPOKEN TO MANY OF V.W. PEOPLE AND HAVE THE SAME TO SAY >:( THEY HAVE STOLEN NEARLY ?200 OFF ME AND I HAVE NO CHANCE OF GETTING IT BACK >:( SO VENT YOUR FEELINGS HERE AND GET THEM REMOVED FROM THE V.W SCENE
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stole 200 quid?
how?
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doesnt sound like HIC to be honest mate. :o there not usually slated like that. how bout u explain a bit further. ???
lots of insurance companies have nasty policies that means they can charge money from u for what are pathetic reasons but as consumers we just have to except. cancelled policy, not giving all details are some examples :-\
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When my MkII driver was stolen and recovered a few years back I had so much trouble trying to get anything out of HIC that I ended up paying nearly ?600 out of my own pocket to get my car back on the road. They kept messing me around, saying they were gonna write the car off, then they werent, then they needed to inspect it, then they claimed I hadnt informed them about the alloy wheels so my excess was now ?500 instead of ?200. After 9 (Yes NINE) weeks of this I told them where to stick their claim.
If they were the last insurance company on earth I would drive without insurance. It amounts to the same thing
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but in reply im sure we can all tell insurance horror stories. the industry is mad! i was without a car for 9 months last year awaiting for churchill to pay out after my car was stolen and written off. :-\ in fact its now 18 months since the theft/ crash and churchill still havent picked up the car!! :(
show me a great insurance company that are perfect everytime and ill shut up :-X
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JUST HOPE YOU DONT HAVE TO HAVE CLAIM !! >:( OR EVEN CHANGE YOUR CAR !!I HAVE LOST 8 MONTHS COVER BECAUSE OF THEM SO I HAVE TO GO AND SPEND ANOTHER ?200+ THE REASON WHY IS WHEN I CHANGED THE POLICY OVER FROM MY CAMPER TO THE BUG THEY FORGOT TO MENTION I OWED ?31 COZ THIS HAS LAPSED MY POICY IS NOW WORTH sh!t >:( >:(
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It is normally down to slack individuals within these companies that feck it up for us paying customers. My company has been prety good to me, fortunaly I have'nt had to claim. :-\
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CSI have been good to me, They insured the car under my mums name with me as a named driver, Let me install a full zorst system and custom carb for free, And have let me have over ?2000 worth of exteriour modifications, all coverd for no extra fee. Also they paid me ?380 when my sterio and snooper where stolen from outside my house and didnt penalise me for my clame.
At first they where a little hesitent, So i spoke directally to there salesman in my local area and they where brilliant, Loads of people keep telling me that ?1090 a year is too much to pay, But to be honest, Id rather pay ?200 more nad have great service than pay less and get sweet f**k all if i make a clame ;)
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i've heard a lot of bad things abuot HIC in the past too.
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insurance companies = legalised extortion.
tis only when you make a claim you realise you were robbed.
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My mk2 is insured with HIC and in the past my mk1 was as well. I've had no problems with them myself. I've swapped my insurance between car's had short term cover when I sold my mk3 and I only pay ?250 on my mk2. I always talk to Dave who seems like a nice bloke. I have never clamed from them though and fingers crossed I hope I don't have to from the sound of it. Insurance companies are in it to make money which is why they always try and get out of it. I am trying to clame on my wage insurance at the moment I have with the HSBC. It's been over two months and there still not decided, they even sent a bloke from Bath to Stourbridge to interview my old employer, I bet that cost half of my first payout alone!
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That's the thing with insurance companies, you never know how good they are until you have to make a claim, that's life I guess :(