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Model specific boards => Golf mk5 => Topic started by: 2007GTI on 19 December 2008, 18:48

Title: So who has been crashing and putting my insurance up?
Post by: 2007GTI on 19 December 2008, 18:48: Just got my renewal from Direct Line and the excess has gone up.

I called to ask and they said they have had a lot of claims on the GTI.

I've been phoning around anyway and I tried greenlight and admiral for a quote, not great much difference, anyone know any other decent cheap insurers?
Title: Re: So who has been crashing and putting my insurance up?
Post by: Makaveli on 19 December 2008, 19:00: I am with Elephant and they were the best I could find.
Title: Re: So who has been crashing and putting my insurance up?
Post by: 1977amm on 19 December 2008, 19:28: Admiral for me.

They tried the usual trick with the renewal being more expensive than last year. Gave them a call and got the story about lots of claims on GTis. However, after 10 mins haggling the price came tumbling down...

£265 fully comp, inc class 1 business, £350 total excess. (I'm 31/8 years NCB/low risk postcode)

Just get on the phone and haggle with them!
Title: Re: So who has been crashing and putting my insurance up?
Post by: bacillus on 19 December 2008, 19:33: Quote from: 1977amm on 19 December 2008, 19:28

£265 fully comp, inc class 1 business, £350 total excess. (I'm 31/8 years NCB/low risk postcode)

Wow, that is a good price and much cheaper than mine!

I hope it never happens to you but I wonder if their claims payout is easy and hassle-free.
Title: Re: So who has been crashing and putting my insurance up?
Post by: MAT ed30 on 19 December 2008, 19:36: i saw a 2008 black gti smashed up yesterday in bradford :cry: all the side stoved in and all the air bags had gone off :cry:
Title: Re: So who has been crashing and putting my insurance up?
Post by: Edition30 on 19 December 2008, 19:44: Quote from: MAT ed30 on 19 December 2008, 19:36
i saw a 2008 black gti smashed up yesterday in bradford :cry: all the side stoved in and all the air bags had gone off :cry:

Wasnt me, still in one piece is mine. Cant see how other GTi's crashing puts your insurance up what the fudge has that got to do with you?

I always do a search on confused.com or moneysupermarket.com and compare all the insurers.

Mines £1100, not sure on the excess (22 y/o with 4 years ncb)
Title: Re: So who has been crashing and putting my insurance up?
Post by: 2007GTI on 19 December 2008, 21:12: I tried haggling, only £50 off.
My sister was with elephant, had a nightmare with them. In fact they are part if admiral.
Title: Re: So who has been crashing and putting my insurance up?
Post by: prepree on 19 December 2008, 22:22: i tried admiral & elephant who on the "searches" came out cheapest until you ring them, i ended up with halifax, £565, 27yrs 3yrs NCD
Title: Re: So who has been crashing and putting my insurance up?
Post by: illyun on 19 December 2008, 22:27: Its all those extra Edition 30's that VWs been trying to get off the road :grin: :grin: :grin: :grin:
Title: Re: So who has been crashing and putting my insurance up?
Post by: stealthwolf on 19 December 2008, 23:32: I'm with DL and no claims as of yet.

£1000 with 2yrs ncb.
Title: Re: So who has been crashing and putting my insurance up?
Post by: winrya on 19 December 2008, 23:36: Im with elephant, 27 (26 when took out policy) with no no claims, £650 a year
Title: Re: So who has been crashing and putting my insurance up?
Post by: chrissyr32 on 20 December 2008, 11:29: Not so much people crashing... Id say financial instutions papping themselves due to credit crunch and passing it on to us... :angry:

Ohhh..

And all the pondlife running round with NO insurance who when they do ge caught get a piddling fine MUCH less than insurance would cost anyway!!!! NO f**kING DETERENT!!!!!!
Title: Re: So who has been crashing and putting my insurance up?
Post by: JonnyG on 20 December 2008, 11:59: Swift Cover and Esure were cheapest on the comparison sites for my ED30

Swift were less than £300 for basic fully comp :smiley:
Title: Re: So who has been crashing and putting my insurance up?
Post by: mrlapou on 22 December 2008, 10:58: I'm with MoreThan. After haggling, best quote was £296, £400 excess, Bus1 insure, I've had 2 windsceeen claims, FNCB, legal Cover.

Online, their quote with same claims/cover was £283 and £350 excess.
So I let my old policy expire and took out this new one. Plus if no claims for year on year they give 20% discount at every renewal. :smiley:
Title: Re: So who has been crashing and putting my insurance up?
Post by: 2007GTI on 23 December 2008, 12:57: I think I'm going to switch to Greenlight, anyone had any experience with them, says my policy would be underwritten by Highway.
Title: Re: So who has been crashing and putting my insurance up?
Post by: joesgti on 23 December 2008, 13:57: PRIVILAGE!!!!!!!!!!!!!!!

600 QUID 22 YEARS OLD 6 MONTH BAN AND 8 POINTS :rolleyes: :shocked:

not got 8 points anymore....infact i dont think i have any anymore??!! is it 4 years they stay on for? :smiley:
Title: Re: So who has been crashing and putting my insurance up?
Post by: flyingzard on 23 December 2008, 17:37: Yup privilege for me too

7 years no claims and its around the £400 mark. I am :cough: a little over 30 though
Title: Re: So who has been crashing and putting my insurance up?
Post by: 2007GTI on 29 December 2008, 21:56: so anyone had any experience with Greenlight insurance?
Title: Re: So who has been crashing and putting my insurance up?
Post by: AlanD on 30 December 2008, 10:26: Quote from: 2007GTI on 29 December 2008, 21:56
so anyone had any experience with Greenlight insurance?

I got a quote from the yesterday as mine is due up in March. My god, they where very cheap.

21 - 1NCB - London address £950 :shocked:

Bare in mind that this was just an online quote and id expect it to go up once we get the finer details but that is much much much cheaper than I expected.
Title: Re: So who has been crashing and putting my insurance up?
Post by: Simon ED 30 on 31 December 2008, 17:12: Iam insured with direct line and i got my renewel through this morning. It was a nice surprise for a change, £290 less than last year. I now pay £605 both me and my wife are 25 with 5years ncb for an 08 Edition 30. I think they have put my excess up by £100, but apart from that iam quite chuffed with that. :laugh: