so if you crash into another car on a track day ( your fault ) then its tough??? as that how i read it !!! ( p.s if you is on a uk trackday and drove into my car because you was driving like a tool you would be paying for the damage )
Thats exactly what he is saying ! . You either get your OWN insurance for UK trackdays or its live with the risk if you have an accident, be it your fault or anyone elses. The disclaimer you sign before ANY UK Trackday waives and 3rd party liability. You can shout and get as upset as you want, but unfortunately, thats just the way it is.
Regarding the Ring, I post on Northloop a lot (DH linked to the forum in this thread) and the insurance issue keeps coming up. Quite simply, If your UK insurance excludes the ring, I would advise NOT driving your own car on the ring. Either do a trackday or rent a car from the local ring rental companies.
Scaremongering ? some, who choose to pretend it would `never happen to them` say it is, the ones who actually THINK about the consequences say its common sense.....
Last year, I came across an accident coming towards Lauda Links to see frantically waving people at the side of the track, we slowed immediately and still almost had an off on the oil on the track. Just around the corner we found a minimum of 4 cars and 4 bikes involved in a huge accident (I couldn`t count exactly as we were trying not to hit anything). There was significant car to car and car to bike contact. This was at 17:20. The track never re-opened that evening.
Just round the corner, parked up on the exit of Bergwerk was a Blue M3. The trail of oil that started just after ex-muhle and caused the huge pile-up and track closure ended under this car...
He could have been the safest driver you`d ever see, but that simple oil leak caused a lot of damage. I don`t know what level of injuries were sustained.
It was the worst accident I`ve come across in TF and a very sobering example to me of what could very easily happen.
Another at Brunchen a few days later. Loads of bikes down, oil started between Brunchen I and II, ended after Eis Kurve where the Porsche that dropped the fluid had parked up when the engine stopped due to no oil....
In both those examples, the driver taking it `steady` made absolutely NO difference. We had a member who had a well prepped car, not an old shed and he had an accident that cost him well into 4 figures, that was just for the one car that he caused to have an accident...