been with direct line and hic for years and there usually spot on for cheaper cars, then i got a new policy with HIC worked out about £1000 for 9 months with keycare and breakdown, several mods such as remap suspension wheels etc 4 years no claims bonus no convictions. my mate who is also 25 has similar ncb 2001 subaru uk300 bags of mods and his works out 300 cheaper for a full show car with 250-300 hp!
Lost faith
