£1500 on a 1.3 sh!t.
I'm 18 first car is a 1.3 mk2 I'm paying around £830, 3rd party. Why would you bother with fully comp. on such a cheap car, not really worth it. the extra you will pay for fully comp. would be about the same as the cars worth. Now you could either DEFINITELY pay that extra. Or just pay it if you crash, I know which one I'd rather.
I'm with FootmanJames and have a classic insurance policy. which makes all the difference.
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i got my first car at 21 which was a 1.3 mk2 golf and was paying £700 TPFT and insured to drive any car with owners permissions on TP basis