Welcome back!
I’m pretty certain you can. There’s a requirement under UK consumer legislation for a (14 day) cooling off period in case you change your mind, enabling you to withdraw from the finance agreement within the first 14 days without penalty. If you withdraw from a VW PCP agreement within the first 14 days, you’re effectively just exercising that right to withdraw.
I did this back in 2020 which enabled me to keep VW’s finance deposit contribution. I exercised my right to withdraw three days after taking delivery of the car and got charged a nominal amount of interest; 3 days at £2.07 per day (the daily charge may have increased since then). I’ve copied the withdrawal clause that was in my 2020 PCP agreement below. Maybe a forum member with a current PCP contract could check their agreement and confirm the same - or similar - clause is still used?
6. Right of Withdrawal
6.1 If the Amount of Credit does not exceed £60,260, you have the right to withdraw from this Agreement, without having to give any reason. Should you
wish to exercise this right, you must notify us in writing or orally within the withdrawal period at our address, VOLKSWAGEN FINANCIAL SERVICES (UK)
LIMITED, Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes, MK14 5LR, or by telephoning us on 0870 0102022. The withdrawal period is 14 days,
beginning with the day after the day on which this agreement is made.
6.2 If you exercise that right to withdraw, you must repay us the Amount of Credit, and pay us the interest accrued on it, without undue delay and no later
than the end of the period of 30 days beginning with the day after the day on which you give us notice of withdrawal. The interest will accrue at the Daily
Rate of £2.07 on each clear day between the date of this Agreement and date on which the payment is received by us as cleared funds . The payment
should be sent to VOLKSWAGEN FINANCIAL SERVICES (UK) LIMITED, Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes, MK14 5LR marked for
the attention of Customer Services, or you can call us on 0870 0102022 and make the payment by debit card over the telephone. Title in the Vehicle will
pass to you when you pay us these sums.
6.3 If the Amount of Credit exceeds £60,260, you will not have the right to withdraw described in clauses 6.1 and 6.2.