As my cabrio is only on the road for the best 6 months of the year, I have classic car insurance on that. The Audi is my day to day runner and that is insured with Direct Line with full no claims etc.
The Golf is a totally seperate policy, fully comprehensive, agreed value of ?2000.............cost is just ?100/year. However, as Vix says, my mileage is limited to 1500 miles and you don't build up a no-claims bonus..........but that suits my circumstances down to the ground
Oh and its insured with 'footman james'.