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General => Insurance => Topic started by: buzzkip on 26 May 2009, 14:37

Title: 18yo 1.8T GTI or 1.9 TDi?
Post by: buzzkip on 26 May 2009, 14:37: Hi all!

I've been thinking of getting a Golf Mk3 / Mk4 for a while and have come to the conclusion that I'd like to go for a Mk4 1.9 TDi or Mk4 1.8t GTI.

Could someone possibly advise me on which option you think would be cheaper (and maybe which car you'd prefer)? I used a couple of comparison sites and they come up with completely different results.

I'm 18, and have had a full motrcycle license for a year (if that helps?).

Thanks!
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: ryanegg on 29 May 2009, 18:24: 1.9 Tdi would be loads cheaper mate, if you've got a years no claims, try c.i.s they'll insure you for around 2000.
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Monday on 27 June 2009, 17:51: a tdi would be cheaper,ive got a mk4 tdi 90bhp,and its only a group 8.
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: spacerat on 08 July 2009, 23:24: 1.8T if u can afford the insurance. I love the 20v engines.
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Wurzel on 03 August 2009, 01:25: You're nuts going for a car like that when you're 18. You must have money to burn.
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Dewey on 16 August 2009, 14:46: Im 18 and just bought a Mk4 Gti 1.8t. My insurance was only £1000 with a years no claims. If you shop around you will get a good deal
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: bondbill2k2 on 26 August 2009, 09:48: Quote from: Dewey on 16 August 2009, 14:46
Im 18 and just bought a Mk4 Gti 1.8t. My insurance was only £1000 with a years no claims. If you shop around you will get a good deal
:huh: I wana see proof of that :grin:
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: jeynesey on 26 August 2009, 10:51: Quote from: Dewey on 16 August 2009, 14:46
Im 18 and just bought a Mk4 Gti 1.8t. My insurance was only £1000 with a years no claims. If you shop around you will get a good deal

Named driver, £10k excess?? :laugh: :laugh: :laugh:
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Dewey on 26 August 2009, 15:59: Its only £350 excess :D Mines a 10 month bonus accelerator so that might be why its cheaper than others but also the area you live in makes a differance
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: kano on 26 August 2009, 22:12: lol im 19 got a 2 litre gti and my insurance is over 400 a month lmao so i wanna know where u get insurance for at 18 that cheap lol
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Adam on 28 August 2009, 10:40: I'm on 1yrs NCB driving 2years, 19 - clean and on my 1.9 GT TDi 130 its £830 with my GF on it.
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Shady Pioneer on 28 August 2009, 13:38: Quote from: Adam on 28 August 2009, 10:40
I'm on 1yrs NCB driving 2years, 19 - clean and on my 1.9 GT TDi 130 its £830 with my GF on it.

You put her on? Why? LOL! Does she prefer the MK4 to her Nissan? :laugh: :laugh: :laugh:

What would it of been without her on?
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Adam on 28 August 2009, 18:23: Quote from: Shady Pioneer on 28 August 2009, 13:38
Quote from: Adam on 28 August 2009, 10:40
I'm on 1yrs NCB driving 2years, 19 - clean and on my 1.9 GT TDi 130 its £830 with my GF on it.

You put her on? Why? LOL! Does she prefer the MK4 to her Nissan? :laugh: :laugh: :laugh:

What would it of been without her on?

Goes down £12
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: EuanGtTdi on 29 August 2009, 19:15: Im 18 got my tdi 115 just as i turned 18 and insured as lowered, arb and chipped with 1yr no cliam im £1350
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: buzzkip on 30 August 2009, 12:43: It's khool,

I got a 2.0 Golf GTi :smiley:
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: bondbill2k2 on 30 August 2009, 17:38: The TDI versions even if its a GT TDI quotes ive done are far cheaper then a GTI
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: JC on 30 August 2009, 17:41: its good to be OLD :grin:

but 400 a MONTH :shocked: sorry i would be a bus wayne kerr for that :laugh:
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: kano on 01 September 2009, 15:34: i dont do peasant trucks lol :grin:

its exspensive but i see it as its gonna come down one day may aswel pay it for now lol

where do u get insured for 1350?????????
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Mew on 01 September 2009, 16:06: Quote from: kano on 26 August 2009, 22:12
lol im 19 got a 2 litre gti and my insurance is over 400 a month lmao so i wanna know where u get insurance for at 18 that cheap lol

Why do you have a mk3 golf when you can afford nearly £5k a year on insurance?????
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: kano on 01 September 2009, 16:15: its a mk4 :D lol i aint payin 5k all at once i pay it monthly so i dont mind if i had the 5k i would still want a mk4 lol
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: Mew on 01 September 2009, 16:18: Fair enough.

I forget that the 2.0 mk4 is called a gti, hence assuming mk3 :lipsrsealed:
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: BaV on 01 September 2009, 16:49: On my 1.8T when i was 19 with 2 years no claims i was paying £1600 fully comp with all mods declared. Have just renewed with different company now 20 years old with 3 years no claims and am paying £1030 all mods declared. Both with my girlfriend on the policy witch added around £30

When i was 18 with 1 years no claims i bought myself a Fiesta ST and was paying £2200 with all mods declared (and there was a lot of them!)

You can get insured on fast cars when your young you just need to shop around and dont be frightened of asking insurers for discounts and playing them off from eachother
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: ryanegg on 09 September 2009, 19:31: I got insured on my 1.8t at 18, 2 years no claims, one from a scooter, for 1200. Was absolute over the moon with it. 5 grand most other places.
Title: Re: 18yo 1.8T GTI or 1.9 TDi?
Post by: stailor1 on 11 September 2009, 12:15: Quote from: ryanegg on 09 September 2009, 19:31
I got insured on my 1.8t at 18, 2 years no claims, one from a scooter, for 1200. Was absolute over the moon with it. 5 grand most other places.

i got insureed on a 1.9 mrk4 130bhp for 1680 which i still thought was v.high but i'm 20 so hopefully when i'm 21 will drop i'm with admiral, but i got quoted over 2500 wid mods :| so just got 2 keep looking around