Maybe not today but end of last week managed to take the passenger side rear quarter down a low fence. Made a score starting just behind the rear edge of the front door (just looks like it'll polish out for the front half of the panel to a 10mm-ish deep score (as in, that's the distance the arch is pushed in over the wheelarch and scratched the paint on the rear wheel. Wierdly the paint is virtually undamaged but it's way too bad for a PDR guy.
Totally unforced error and properly peeved with myself but took it for a quote to get fixed (currently awaiting their reply) at a couple of places before deciding whether to go through the insurance or suck it up and pay for it myself. I have protected no claims but any own fault accident will push it up, so we'll see.