Oh deer

[SRGTD]

Have to agree that's an insurance job unfortunately. Although maybe SRGTD can way in a bit more here, what are the odds of the car getting categorised with the recent hit to the car market?

Also I'd definitely check the headlights, think they're £1,200 a pop so any cracks would make a bit impact to self repair cost.

More than happy to weigh in if I can, but I’m not sure I understand the question. By categorised, do you mean @oryx3dr’s car possibly being written off by the insurance company as a Cat ‘N’ write off? (Cat ‘N’ = repairable with only cosmetic, non-structural damage, but cost of repairs makes it uneconomic to repair).

If so, then AFAIK most insurance companies work to a ‘repair costs to car value’ ratio of 50-60% for insurance write off purposes. Looking at the damage to @oryx3dr’s car, I’d be surprised if repair costs would run to 50-60% of the car’s value even allowing for falling used car values. That’s just my opinion though, and I don’t have any knowledge of the cost of parts / labour and materials that would be needed for repairs.

[willni]

@SRGTD it was what I meant. I've seen many cars get categorised for very minor damage, even with strong values. Namely an E46 M3 with similar front end hit but with less damage than @oryx3dr’s car.

[oryx3dr]

I spoke to my local VW and they indicated that I could be looking at around £4,000 if they were to do the work, this was based entirely on the pictures that I provided but seems absolutely ludicrous to me. So I've decided to go down the insurance route purely for simplicities sake. I managed to get the car back to me yesterday and it really doesn't look that bad but I just want it back on the road as soon as I can so seems the easiest and most cost efficient way.

Thank you everyone for your help and insight though, very much appreciated! Hopefully won't be too long until it's all sorted 

[fredgroves]

You'll be surprised quite how much that costs to repair.

The 4k doesn't sound unlikely tbh.

The bumper alone will probably cost upwards of 1500 quid once its been sprayed...

I'd use your insurance - sure your premiums will go up for 5 years, but I doubt if the increase over that time will amount to what this is likely to cost to fix.

Protected no claims btw won't help you much - the discount to the premium will still be applied but the actual claim will still be factored into the premium.

Its a pain in the butt and I feel for you 

[BillSan]

Protected no claims btw won't help you much - the discount to the premium will still be applied but the actual claim will still be factored into the premium.

If you don't have protected NCD the claim is taken into account AND you lose two years of no claims.  There is a benefit to it, but I take your point that it needs to be weighed up against the cost each year.

[oryx3dr]

Car has been with the insurance provided bodyshop for 2 weeks now and still 0 progress has been made. Repairs have been authorised over a week ago yet they claim to 'still be waiting for parts'. Chased them on this several times and are apparently due in either tomorrow or Thursday at the LATEST.

What a bloody nuisance. Given an MG3 as a courtesy car and I can honestly say it's the biggest heap of scrap I've ever sat in. I'd list everything wrong with it but it'd be easier to tell you what's right with it... nothing. Nothing is right with it.

Hopefully once parts arrive it shouldn't take too many hours to get it back on the road, has to be sent offsite for a radar recalibration for a day. Fingers crossed it should be returned by next week.

[P6GTD]

Was thinking of you on Sunday as I passed a newly killed deer lying on the hard shoulder of slip road to the M9.

I try to put the risk of deer and other drivers to the back of my mind and get on with enjoying my GTI but there is no doubt we all drive around “on a wing and a prayer” as far as accidents are concerned.

Your experience with the MG is interesting. So many of them around.

How to defile the legacy of a once iconic name!

[Exonian]

Not much chance of Golf owners defecting to MG3’s then?! 😁

Hopefully the bodyshop get their arses in gear.

[mb]

Hit a deer a couple of years ago in my GTi. Luckily it was mainly cosmetic damage that I managed to rectify via eBay.

Had my second deer on the way home from a night shift last week. Was in the Up! this time though. There was a loud bang as it ran into the side of the car and I was expecting a huge dent. Checked later in the day and all there was was a chip on the rear bumper and a tooth in the tyre wall!

Hope you get it sorted soon

[oryx3dr]

Was thinking of you on Sunday as I passed a newly killed deer lying on the hard shoulder of slip road to the M9.

I try to put the risk of deer and other drivers to the back of my mind and get on with enjoying my GTI but there is no doubt we all drive around “on a wing and a prayer” as far as accidents are concerned.

Your experience with the MG is interesting. So many of them around.

How to defile the legacy of a once iconic name!

Thankfully I have an alibi for Sunday so I can't be held accountable for that one