I bought a yamaha Raptor 700 for £5600 about a month ago paid by debitcard, sick to death of waiting for a car that seemed forever away with constent in my opinion lies from the dealer about when the car was ordered.
1st u try to put the payment though the card. It'll go though print the paper off, However just b4 u think its completed it comes up with some error, And asks for Authorization.
A 12 digit number will appear on the card machine asking the operator IE in your car salesmen, to call a number to authorize the payement. This is where the fun begins!
I bank with HSBC and this number that appears in the box actually connects you with the credit card machine operators, In my case i think it was Elavon, (NOT YOUR BANK) Who in turn have to contact your bank for Authorization. The bank issue a number that you can type into the credit card machine which allow you to proceed with the payment.
However dont be fooled into thinking this is easy. The above process took me like 1hour 45min. As the original number put me though to some helpdesk in India, Where the operator on several occasions spoke VERY poor english and was inpossible to understand. I had to make the call with the quad dealer 4 times! On one occasion the operator simply hung up. It was late in the day about 4:45pm and on 2 other occasions the Elavon card operator bloke told me he simply couldn't get in touch with my bank who operate from American call centers. The whole system is beyond a joke. Im English I just want to talk to somebody who is fkin english not people 1000's of miles away.
Anyway finally when i was about to give up after driving 250miles to buy the quad. Then finally the quad dealer got though to a rep for HSBC after having the call passed from India to America. Anyway after alot of questions, Including Where the last purchase was. The date of that purchase, The amount. And finally your 6 digit Security number! Which they will ask for 3 numbers from it. IE ( the 1st 3rd and Second to last numbers) They issued the number to put into the credit card machine to allow the payment.
What a f**king blag the whole thing was. I dont envy you having to try. And ide seriously recommend not trying late in the day. esp if u bank with hsbc lol