17 with modified mk2 1.6.......HELP

[â„¢MiKeYâ„¢]

insurance is a rape, im payin £1500, Fully Comp, to insure my 2001 polo 1.4 16v with quite a few mods, im 19 with 3 point for speeding and 0 NCD. thats with Admiral, they were the only ppl that wood insure me, most sed i cant have a modded car at 19    

to insure my MK2 GTI, bog standard, is £1700 on TPFT 

Says it all, your 19 with a modded car, you got done for speeding..... so your not the safest driver.... have 0NCD so you havnt kept a policy long. and £1500 fully comp isnt bad, you should be happy!

agreed...thats a good quote for ur position...

[Mikester]

Indeed, i pay more for TPFT with no mods, and i have no points. so there we go.

[sum1s dad]

ok fair one, spose it aint too bad 
but i did get my points nearly 2 years ago, im matured alot since then and done an advanced driving corse since, and ive only got 0-NCD coz i couldn't afford my own insurance, so had to go on my mum's for the last 2 years as a named driver ! ive got nearly 2 years, claim free driving as a named driver.

[Mikester]

ok fair one, spose it aint too bad 
but i did get my points nearly 2 years ago, im matured alot since then and done an advanced driving corse since, and ive only got 0-NCD coz i couldn't afford my own insurance, so had to go on my mum's for the last 2 years as a named driver ! ive got nearly 2 years, claim free driving as a named driver.

Yeah, everyones case is different, but in the end, the computer infront of the person on the phone dont give 2 $h1ts LOL! They are reasons to charge you more, as they want to get all your money!

[Jay]

Just to show you roughly the difference between a 25yr old and 17yr old's insurance...

I passed my licence 31 Oct 2007 got my first car 10th November, turned 25 on 11th November and insured 11th November (yes I know I was a late starter but never needed a car before I had a baby!)
£796 on a MK 2 Driver

Dec on the other hand is 17 passed his licence on 7th December (or something like that) and pays £1800 for the same year & model car 

Gotta love being 25 

[Mikester]

Gotta love being 25 

I can sleep with younger girls without police knockin on the door

But agreed, age is such a joke with insurance. I only crash on weekends!

[Jay]

I can sleep with younger girls without police knockin on the door

It's not the police i'm worried about, it's my wife 

[supersan]

my 2 litre 8v is £1900 and im 19!

im 19 with a 1.8 gti and mine is £998 tpft with no alrm or imobiliser declared!  thats with ecar and i get to pay it monthly!

[Jay]

That pretty good, it is probably the area you live in as well that brings the price down so much for a new driver and a beast of a car.

[Llewellyn]

20 with 2 yrs ncb
sp30 (3 points)

1.8 GTi
lowered
alloys
Back box

£780