MrParkUK: Why not place that order in November (if you can wait that long) - a crappy time of year for the dealerships, so they'll be keener, but think about when you'll be getting it - it'll be ready for the March 17 plate.
Given that he has a trade in will this not negate any good deal he'll get in November as his current car will be less desirable as well?
@Mrparkuk or monkeyhanger as you are good with the finances, but is there any difference / advantage to paying a huge deposit with low monthlies compared to a small deposit and large monthlies?
Come the end of the agreement both ways will leave you with the exact same GFV figure.
Would it be more advantageous at the beginning of the agreement as you should owe less than what the car is worth?