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General => Shows, events, track days, motorsport => Topic started by: Bush5480 on 13 February 2012, 19:02

Title: nurburgring trip
Post by: Bush5480 on 13 February 2012, 19:02
any one fancy nurburgring this year.
me and a couple of friends, northeast thinking of making the trip.
 :grin:
Title: Re: nurburgring trip
Post by: Diamond Hell on 13 February 2012, 22:47
Seems foolish unless it's for a track day out there, as it's exceedingly unlikely you will have insurance to cover you for Tourist Fahren.

Unless you're just going out there to watch people going round and round in front of you?
Title: Re: nurburgring trip
Post by: Bush5480 on 21 February 2012, 16:36
 were going to look at some birds when we go to the nurburgring. thru a milk bottle, my god some people arent wired up rite, ov course were going to hit the track you plank,,  why else would would we drive across europe to the nurburgring,

howay mate get a grip,  :nerd:
Title: Re: nurburgring trip
Post by: Diamond Hell on 21 February 2012, 17:07
You have no idea what you're doing, or that you're going to have no insurance cover, do you?
Title: Re: nurburgring trip
Post by: danny_p on 21 February 2012, 20:21
there is one thing the people at the nurburgring are really really good at doing.

and thats chargeing like a wounded rhino, but not just any old wounded rhino mind, more like one thats been geniticaly modifyed to charge faster and further and harder than youd ever think  then fed some steroids and angry pills just to make sure.
Title: Re: nurburgring trip
Post by: Bush5480 on 22 February 2012, 06:21
clearly you are on a different plannet,
how would you know if i have insurance or not you dont, how do you know that this hasent already been done by us before,,
you dont.
you think its some different planet and were travelling there on  a space ship,
jus because you have neve left your mams garden before ,, leave the the big boy trips and driving to us men..
  you just sit and play with your saxo,  listen it sounds just like a golf ha ha
Title: Re: nurburgring trip
Post by: tigerj360 on 22 February 2012, 14:25
Not that I would have put it like above but how did you two decide he had no insurance and have no idea about a trip to the ring?  :laugh::grin:
Title: Re: nurburgring trip
Post by: Diamond Hell on 22 February 2012, 23:51
Not that I would have put it like above but how did you two decide he had no insurance and have no idea about a trip to the ring?  :laugh::grin:

H'mmmm - tough one.

how would you know if i have insurance or not you dont, how do you know that this hasent already been done by us before,,
you dont.

I can take an educated guess.  Virtually all UK insurance policies have specific exclusions in them.  If they don't it is likely that they would allow you to claim and then come after you to claim the money back on the basis that you were on a 'prepared course'.

From your poor grasp of English I'd say you were young, not very well educated and if you have done this before you probably didn't have any insurance cover last time, either.

you think its some different planet and were travelling there on  a space ship,
jus because you have neve left your mams garden before ,, leave the the big boy trips and driving to us men..
  you just sit and play with your saxo,  listen it sounds just like a golf ha ha

H'mmmmm, first went to the 'ring in 2002 in a MINI.  Been numerous times since, done around 100 laps, so I am still fairly inexperienced, but I have definitely left my 'mams garden'.

It's only about 4-6 hours from Calais, so it's not really a long haul trip, not even when I have my trailer on the back, towing my Golf.  Even little boys can do it, as demonstrated by their regular appearance in the barriers around the track.

Here's a video lap of my Golf on a track day, where the insurance problems (and filming ban) aren't an issue, unlike Touristfahren:

http://youtu.be/5xhcKBAQ5sg

Can't wait to see a video lap from your car.  (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)
Title: Re: nurburgring trip
Post by: murraymint on 23 February 2012, 19:24

Not that I would have put it like above but how did you two decide he had no insurance and have no idea about a trip to the ring?  :laugh::grin:

H'mmmm - tough one.

how would you know if i have insurance or not you dont, how do you know that this hasent already been done by us before,,
you dont.

I can take an educated guess.  Virtually all UK insurance policies have specific exclusions in them.  If they don't it is likely that they would allow you to claim and then come after you to claim the money back on the basis that you were on a 'prepared course'.

From your poor grasp of English I'd say you were young, not very well educated and if you have done this before you probably didn't have any insurance cover last time, either.

you think its some different planet and were travelling there on  a space ship,
jus because you have neve left your mams garden before ,, leave the the big boy trips and driving to us men..
  you just sit and play with your saxo,  listen it sounds just like a golf ha ha

H'mmmmm, first went to the 'ring in 2002 in a MINI.  Been numerous times since, done around 100 laps, so I am still fairly inexperienced, but I have definitely left my 'mams garden'.

It's only about 4-6 hours from Calais, so it's not really a long haul trip, not even when I have my trailer on the back, towing my Golf.  Even little boys can do it, as demonstrated by their regular appearance in the barriers around the track.

Here's a video lap of my Golf on a track day, where the insurance problems (and filming ban) aren't an issue, unlike Touristfahren:

http://youtu.be/5xhcKBAQ5sg

Can't wait to see a video lap from your car.  (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)



 touché.  :grin: :lipsrsealed:
Title: Re: nurburgring trip
Post by: westallc on 23 February 2012, 22:04
so what your saying is no one can go on the ring because we havent got insurance???

i would hazard a guess that a vast majority of people dont have insurance for uk trackdays either its not the most ideal thing but due to silly prices etc it made it go that way !!!

out of interest do you have insurance for your track days and ring trips?? if yes why not post up where from and how much to give others an idea of what it cost rather than just coming across as a warrior why no help ???

 :laugh:
Title: Re: nurburgring trip
Post by: Diamond Hell on 23 February 2012, 23:24
so what your saying is no one can go on the ring because we havent got insurance???

Correct.

i would hazard a guess that a vast majority of people dont have insurance for uk trackdays either its not the most ideal thing but due to silly prices etc it made it go that way !!!

You *can* get insurance for your car on track days, but if you read the disclaimer you sign before you go on track you'll notice that you accept if you destroy your car it's your look out and if anyone else destroys your car it's your look out.  Normally there is a massive excess as well.  It's designed for people with valuable cars.

out of interest do you have insurance for your track days and ring trips?? if yes why not post up where from and how much to give others an idea of what it cost rather than just coming across as a warrior why no help ???

Nope.  Don't need insurance for track days.  This is why my video was from a track day.  If I f*ck up my liability ends with the barriers on the 'ring.  On UK track days my liability ends with my car, which I can afford to lose.  The Ferrari 599XX owner I hit will just have to take it on the nose (and their insurance would pay out).

I'm helping, by telling you not to take your car on TF without insurance, because you probably don't want a huge legal battle if you f*ck up, or some plank drives their 911 into you.

Plus if I *did* have insurance that didn't have a 'ring exclusion, why would I tell someone like you who to insure with?  If you went out there and drove into the barriers and then claimed - oh look at that - a new exclusion written into my policy the very next year.

HTHs.
Title: Re: nurburgring trip
Post by: westallc on 24 February 2012, 00:52

so if you crash into another car on a track day ( your fault ) then its tough??? as that how i read it !!! ( p.s if you is on a uk trackday and drove into my car because you was driving like a tool you would be paying for the damage )

i guess its up to the driver if he wants to risk it and i guess 90% of people take the risk so again even with your comments no one will listen to you at a guess ;-)

have to say you have baffled me but it is late lol
Title: Re: nurburgring trip
Post by: bobbarley on 24 February 2012, 01:32
You're going to love this then.

The banger rally I'm doing this year, we're all going to the ring!  Over 60 cars costing £333 or less racing around it  :grin:
Title: Re: nurburgring trip
Post by: Diamond Hell on 24 February 2012, 09:12
so if you crash into another car on a track day ( your fault ) then its tough??? as that how i read it !!! ( p.s if you is on a uk trackday and drove into my car because you was driving like a tool you would be paying for the damage )

You need to actually read the disclaimer when you go to a track day - it is totally at your own risk and it wouldn't matter what happened with an incident - you would not be able to make another driver pay for the damage to your car.  I'm alarmed that you even think this way, as it illustrates how poorly informed you are about the risks you are taking.  Only ever take a car to a track day that you can afford to completely lose.

The idea is that these events are well enough managed that marshals spot anyone behaving like a tool and remove them, but accidents can still happen and you would have no recourse.  Not even if you came up to me and threatened me afterwards: that would just lead to the police being involved.

i guess its up to the driver if he wants to risk it and i guess 90% of people take the risk so again even with your comments no one will listen to you at a guess

*shrugs* It's your liability - you only have your house and tens or hundreds of thousands of pounds to lose.

You're going to love this then.

The banger rally I'm doing this year, we're all going to the ring!  Over 60 cars costing £333 or less racing around it 

Well yeehah.  What you're doing sends a cold shiver down my spine, frankly.

I know at least one person with a well prepared track car who was side-swiped by some tool in a Sierra on the 'ring who was doing exactly as you've outlined above.  The only reason he wasn't killed was because he had a full cage in the Golf he was in.  I would recommend you consider very seriously what you're proposing.  Racing around the one way toll road in sheds is a very poor idea on tourist fahren (tourist driving) as all of the rules of the road apply.  I recommend you review the risk you are taking very carefully: the 'ring kills people and can ruin lives.
Title: Re: nurburgring trip
Post by: bobbarley on 24 February 2012, 13:31
I'm sure the event organisers wouldn't recommend it unless they thought it was fine, they've been running these rallies for several years now.

Main thing is not to exceed your cars ability, and check then double check mirrors often.

I can't vouch for Germany, but over here I was taught if a faster car is coming you indicate to the side and move to let them through. People often confuse these track scenarios with races.
Title: Re: nurburgring trip
Post by: Diamond Hell on 24 February 2012, 14:14
I'm sure the event organisers wouldn't recommend it unless they thought it was fine, they've been running these rallies for several years now.

Ask them and don't settle for anything less than a complete explanation of how you're insured, because as a 'watcher' of these things I think they're ignoring the issue.

I don't think you've been out there before and if you haven't you cannot possibly understand the complete riot that is TF.  It's all well and good 'not exceeding your car's ability' but the point of the 'ring is that it was design to do just that and it has numerous unexpected challenges and weird things that WILL catch you with your pants down.

Big bump on where you think the line is on very fast off-camber sweeping bend? Schwedenkreuz is your man for that.

Blind crest that looks like it bears right yet is flat-out and straight on?  Step right up Pflanzgarten3.

Massively tightening left-right after a really fast section?  Come on down Adenaur Forst.

You WILL get f*cked up.

It CAN get very expensive and painful.
Title: Re: nurburgring trip
Post by: bobbarley on 24 February 2012, 14:41
Out of curiously DH, whe was the first time you visited the ring to put some laps in? Imagine you've been a few times now? What car did you take with you?
Title: Re: nurburgring trip
Post by: Diamond Hell on 24 February 2012, 16:45
I went first in 2002 with a MINI, which was a company car and I checked it over that I was going with the MD and accounts before I went: all cleared with them.  :grin:
Title: Re: nurburgring trip
Post by: tigerj360 on 24 February 2012, 17:34
You make the ring sound like a scary beast DH! and I believe you!

But is there any hope for people who want to go first time? any advise on a first trip to the ring?
Title: Re: nurburgring trip
Post by: Diamond Hell on 24 February 2012, 18:30
Find some people you trust and share the driving on a track day organised by a UK Track Day Operator (TDO), such as:

http://www.destination-nurburgring.com/

When I last did one there were four of us driving my Golf and we all got at least five laps in on the day.  Unless you are trying to kill yourself (or you're Hurdy) that'll be enough for most people.  If you can get more in - great, but the trick is to enjoy each lap rather than trying to get as many in as possible.  It'll cost you around £125 per person for the day, plus fuel, plus travel costs, but the experience will last way longer than the memory of the costs.

Let the TDO know you haven't driven it before.  They will look after you

Get passenger laps before you drive.

Take a spotter who knows the track out with you on as many laps as you can.

If you can afford it, rent from one of the companies around the track, like Rent 4 Ring, where Dale Lomas works.

http://www.rent4ring.de/

Dale's site is here and is useful:

http://bridgetogantry.com

Probably THE key N'ring community for (mostly) UK people is here:

http://www.northloop.co.uk/forum/forum.php
Title: Re: nurburgring trip
Post by: westallc on 24 February 2012, 18:44
see how your post have gone from short answers where you came a cross wrong and now your posting very good and informative helpful post well done and thanks

people forget that it is a public road and not a track as such and you are right alot of people are mis informed about most aspects of track driving!!!

p.s with regards to the,  it my own issue the point i was making is if you was driving like a complete tit and caused a crash then i would make you pay one way or another !!! ( police who are they !!!) if it was just an accident then i would agree take it on the chin etc etc but no way would i let it slip if it was 100% you being a tit !! wether or not that is how i would roll simples!
Title: Re: nurburgring trip
Post by: Diamond Hell on 24 February 2012, 19:46
see how your post have gone from short answers where you came a cross wrong and now your posting very good and informative helpful post well done and thanks

See how as you've asked less stupid questions, you've got better answers?

p.s with regards to the,  it my own issue the point i was making is if you was driving like a complete tit and caused a crash then i would make you pay one way or another !!! ( police who are they !!!) if it was just an accident then i would agree take it on the chin etc etc but no way would i let it slip if it was 100% you being a tit !! wether or not that is how i would roll simples!

Oh and you'd be the right person to judge if it was an accident, or if you'd been hit by someone doing something stupid?

No and if you made that sort of judgement you'd be a class A w*nker.

That's why you're speaking utter rubbish and possibly trying to make yourself out to be a big man which you're probably not.

I recommend you don't do any track days.
Title: Re: nurburgring trip
Post by: The Mighty Elvi on 24 February 2012, 20:06
see how your post have gone from short answers where you came a cross wrong and now your posting very good and informative helpful post well done and thanks

(http://i482.photobucket.com/albums/rr182/the_flying_elvi/laughter.gif)


Nah!  Couple of hours on Forza 3 and you should be OK.

 :lipsrsealed:

Title: Re: nurburgring trip
Post by: westallc on 24 February 2012, 20:13
i guess your reading my post wrong as i wasnt trying to be funny or have a row !!! i was simple stating that at the begining of the thread you came on giving it you cant do this you cant do that but with little explantion

maybe we are singing from different books or youve gone on one tonight but hey who cares lol

and as for trying to be a big man i never try to be anyone apart from myself !!! keyboard warrior im not i was simple saying what would happen on a track day if someone crashed into me when being a dick

hope that clears that up lol wires crossed ??

anyways i dont care its all for fun with or without insurance !!!
Title: Re: nurburgring trip
Post by: Jay on 24 February 2012, 20:30
and as for trying to be a big man i never try to be anyone apart from myself !!! keyboard warrior im not i was simple saying what would happen on a track day if someone crashed into me when being a dick

The point DH has made, is that you have no legal come back if you've accepted the T&C's and driven on the track, whether or not the other person was driving like a wally, what would you do if someone crashed into you? being furious thinking they're a complete wally because they've just crashed into your car, but not having witnessed all the events from an external point of view and the marshals declare you're in the wrong ? and that person then wants compensation ?

You've accepted the T&C's, you know the risks, tough sh!t  :smiley:
Title: Re: nurburgring trip
Post by: westallc on 24 February 2012, 21:34
good call i see his point  :laugh:

Title: Re: nurburgring trip
Post by: Diamond Hell on 24 February 2012, 22:59
i guess your reading my post wrong as i wasnt trying to be funny or have a row !!! i was simple stating that at the begining of the thread you came on giving it you cant do this you cant do that but with little explantion

I was keeping it to the level of the OP.

and as for trying to be a big man i never try to be anyone apart from myself !!! keyboard warrior im not i was simple saying what would happen on a track day if someone crashed into me when being a dick

You'd behave like a thug.  Nice.  I hope you're never on track at the same time as me.

anyways i dont care its all for fun with or without insurance !!!

No, from your previous comments it isn't ALL for fun.  For you it seems to be all fun until something goes wrong.

Thanks for the hard of thinking translation, Jay.  I struggle to express myself in moron at times.
Title: Re: nurburgring trip
Post by: VW BUSH on 25 February 2012, 12:16
see how your post have gone from short answers where you came a cross wrong and now your posting very good and informative helpful post well done and thanks

(http://i482.photobucket.com/albums/rr182/the_flying_elvi/laughter.gif)


Nah!  Couple of hours on Forza 3 and you should be OK.

 :lipsrsealed:



Wow that would make me a real Schumacher on the ring! I'm gonna take the tug and do sub 9 lap :grin:
Title: Re: nurburgring trip
Post by: tigerj360 on 26 February 2012, 14:55
Thanks for the info on the last page DH  :smiley:
Title: Re: nurburgring trip
Post by: Nige on 26 February 2012, 19:19
so if you crash into another car on a track day ( your fault ) then its tough??? as that how i read it !!! ( p.s if you is on a uk trackday and drove into my car because you was driving like a tool you would be paying for the damage )

Thats exactly what he is saying ! . You either get your OWN insurance for UK trackdays or its live with the risk if you have an accident, be it your fault or anyone elses. The disclaimer you sign before ANY UK Trackday waives and 3rd party liability. You can shout and get as upset as you want, but unfortunately, thats just the way it is.


Regarding the Ring, I post on Northloop a lot (DH linked to the forum in this thread) and the insurance issue keeps coming up. Quite simply, If your UK insurance excludes the ring, I would advise NOT driving your own car on the ring. Either do a trackday or rent a car from the local ring rental companies.

Scaremongering ? some, who choose to pretend it would `never happen to them` say it is, the ones who actually THINK about the consequences say its common sense.....

Last year, I came across an accident coming towards Lauda Links to see frantically waving people at the side of the track, we slowed immediately and still almost had an off on the oil on the track. Just around the corner we found a minimum of 4 cars and 4 bikes involved in a huge accident (I couldn`t count exactly as we were trying not to hit anything). There was significant car to car and car to bike contact. This was at 17:20. The track never re-opened that evening.

Just round the corner, parked up on the exit of Bergwerk was a Blue M3. The trail of oil that started just after ex-muhle and caused the huge pile-up and track closure ended under this car...

He could have been the safest driver you`d ever see, but that simple oil leak caused a lot of damage. I don`t know what level of injuries were sustained.

It was the worst accident I`ve come across in TF and a very sobering example to me of what could very easily happen.

Another at Brunchen a few days later. Loads of bikes down, oil started between Brunchen I and II, ended after Eis Kurve where the Porsche that dropped the fluid had parked up when the engine stopped due to no oil....

In both those examples, the driver taking it `steady` made absolutely NO difference. We had a member who had a well prepped car, not an old shed and he had an accident that cost him well into 4 figures, that was just for the one car that he caused to have an accident...
Title: Re: nurburgring trip
Post by: Diamond Hell on 26 February 2012, 19:22
Oh hi Nige.  :grin:
Title: Re: nurburgring trip
Post by: Nige on 26 February 2012, 19:30
Hi (http://i20.photobucket.com/albums/b207/wh00sher/gifs/wave2.gif)
Title: Re: nurburgring trip
Post by: westallc on 26 February 2012, 19:57
think i may have come across all wrong on this thread apolagies all around !!!

you guys know your stuff and have been there done it etc so really i should be pinned eared and listen as im a newbie to track days etc etc

so i will shut up now and sit back and listen to your advise

diamond hell apolagies i didnt get the whole insurance thing on the ring etc etc but as ive not been there im guessing i didnt have the minerals to even make comment !!!

Title: Re: nurburgring trip
Post by: Nige on 29 February 2012, 11:59
i didnt get the whole insurance thing on the ring etc etc but as ive not been there im guessing i didnt have the minerals to even make comment !!!

Don`t worry about it. Far too many people don`t understand the implications of an accident on the ring.  :wink:

There are still a few idiots around understand the situation but try and tell everyone its nothing to worry about  :shocked:. I think you`d be absolutely bonkers to drive on TF without 3rd party cover. There is a thread on Pistonheads (sticky in Trackdays section) where I`ve posted the same, but some supposedly intelligent people say it`ll be fine if you `take it easy` and don`t chase times... (http://i20.photobucket.com/albums/b207/wh00sher/gifs/icon_crazy.gif)

Its a crying shame, when I started going to the ring in 2005 there was no insurance issue, those who`ve been going for much longer than me remember how quiet the ring used to be. Top gear & the magazines stopped all that, the resultant insurance claims led to all the exclusions and the situation we are in now where almost nobody will cover you on TF.

I`d hate to think I`d never drive the ring again, the trackdays aren`t exactly cheap, and to me, the mid week, evening trackdays were simply fantastic. Middle of August, Wednesday evening, windows open and about half a dozen other cars seen on a lap. Ahhh, those were the laps :cool:

Oh, and incase you think I`m coming across as negative and trying to talk you out of going, take a look at the guide in this thread http://www.golfgtiforum.co.uk/index.php?topic=186755.0 (http://www.golfgtiforum.co.uk/index.php?topic=186755.0). That took me hours, but the reason was to try and help novices get round without incident, not to talk you out of going.  :smiley:
Title: Re: nurburgring trip
Post by: westallc on 01 March 2012, 19:30
great post nige and it all makes sense i dont plan on driving the ring unless its a trackday or with insurance but to be fair i will be consentrating on trying to drive uk circuits and the car first before i even dream about it

p.s are you the same nige as on open pit lane  :grin:
Title: Re: nurburgring trip
Post by: Kamshaft on 01 March 2012, 23:27
I went round the "Ring" last year with a few mates in various cars ranging from a MK1 golf to an R8 and we all had a great time.  Remember to stay within your limits and don't get in anyone's way that wants to get past and you'll be ok.  There will always be people telling you not to go for fear of crashing, if that's how they feel they should stay at home, but if you want to go then go, I promise you'll have a great time :smiley:
Title: Re: nurburgring trip
Post by: Nige on 02 March 2012, 09:13
Remember to stay within your limits and don't get in anyone's way that wants to get past and you'll be ok. 
Exactly the kind of post I was meaning  :grin: :rolleyes:
Title: Re: nurburgring trip
Post by: Diamond Hell on 02 March 2012, 12:35
Exactly the kind of post I was meaning  :grin: :rolleyes:

Is there some weird machine churning these numpties out?

Remember to stay within your limits and don't get in anyone's way that wants to get past and you'll be ok. 

Yes, what else could *possibly* go wrong when you're zooming about on a very loosely regulated 12.9mile long race track with a mix of bikes and cars on it?

Just to elaborate on this a touch further:

There will always be people telling you not to go for fear of crashing, if that's how they feel they should stay at home, but if you want to go then go, I promise you'll have a great time

We're not saying don't go for fear of crashing, we're saying don't go for fear of being bankrupted by legal action if you do, because you have no insurance cover for what you're doing.
Title: Re: nurburgring trip
Post by: bobbarley on 02 March 2012, 22:34
Thanks for the link to the video Nige, good viewing!  going to watch it a few times to try to absorb as much of the information as I can.  no way I'll be going around it that fast though  :shocked:

Btw, great name :afro:

Much love
Nigel
Title: Re: nurburgring trip
Post by: Diamond Hell on 02 March 2012, 23:13
You're uninsured.

I hope you get turned away from the 'ring before you hurt or kill someone or yourself in your banger.
Title: Re: nurburgring trip
Post by: bobbarley on 02 March 2012, 23:15
Thanks,  :kiss: you too.
Title: Re: nurburgring trip
Post by: bobbarley on 02 March 2012, 23:28
You're uninsured.

Untrue.

A UK insurer must not exclude minimum level cover anywhere in an EU member state in a place where insurance is mandatory. Any clause in an insurance policy seeking to exclude mandatory cover is of no effect. The cover required by law is minimum level cover. Therefore, third party only. Your insurance policy will very likely contain a clause which says that if the insurer is obliged to meet a claim it otherwise would not pay then the insurer is entitled to reclaim the settlement from the driver.
Title: Re: nurburgring trip
Post by: Nige on 03 March 2012, 08:41
When you do a simple copy/paste, at least give credit to the Solicitors page you took it from.  :wink:
http://www.leeds-solicitors.com/nurburgring_insurance.html (http://www.leeds-solicitors.com/nurburgring_insurance.html)
Title: Re: nurburgring trip
Post by: Diamond Hell on 03 March 2012, 09:46
Your insurance policy will very likely contain a clause which says that if the insurer is obliged to meet a claim it otherwise would not pay then the insurer is entitled to reclaim the settlement from the driver.

You may as well be uninsured.  Your insurer will come after you and recover any claim from you personally.  You're trying to seek refuge in the semantics of who's going to bankrupt you if you have an accident.

At least see if your excuse-for-doing-something-stupid-in-the-name-of-charity organisers will ensure you go out last on the day, to avoid screwing it up for other people, if your POS wrecks do vomit fluids over the track.
Title: Re: nurburgring trip
Post by: andybod on 03 March 2012, 09:58
You're uninsured.

Untrue.

A UK insurer must not exclude minimum level cover anywhere in an EU member state in a place where insurance is mandatory. Any clause in an insurance policy seeking to exclude mandatory cover is of no effect. The cover required by law is minimum level cover. Therefore, third party only. Your insurance policy will very likely contain a clause which says that if the insurer is obliged to meet a claim it otherwise would not pay then the insurer is entitled to reclaim the settlement from the driver.




"the insurer is entitled to reclaim the settlement from the driver"    i think this is what people are trying to say ultimately you are going to end up paying and the sums can be huge the insurance company are still going to come after you for the costs involved,i originally did the ring with the mini forum who organise the trip every year met some really nice people out there and there was also some complete idiot's "bought a bangor going to the ring brigade" some where lucky some not so ,one example one chap bought a granada limosoune the car was seen heavily smoking on the way which turned out to be gearbox oil burning off the exhaust,got stopped on the ring for leaking oil to which he argued it wasn't that bad ,next morning car was on jacks having oil seals replaced the car never made it home ,we didn't hear of any incidents on the ring but one complete prat who was held in quite high esteem on the organizing forum ,there was a list of other incidents of  stupidity . A trip to the ring is a must for any car enthusiast but be prepared ,be carefull, be insured and enjoy and have fun
Title: Re: nurburgring trip
Post by: Hurdy on 04 March 2012, 17:56
Yes, what else could *possibly* go wrong when you're zooming about on a very loosely regulated 12.9mile long race track with a mix of bikes and cars on it?

Don't forget DH....old buses, coaches, campervans, transit vans, etc etc. :shocked: all travelling at different speeds. I've been around a sweeping bend just after adenaur and come up against a campervan doing 30mph when I was doing over 80mph and have overtaken a coach load of Japanese tourists taking pictures :lipsrsealed: You just cannot comprehend how mad the track is!

Any car you take should be in A1 condition, if it isn't then you are more than likely in for a bad day at the 'ring as it beats the hell out of even the best prepped cars.

I cannot stress how dangerous this track is, little or no run-offs, 100mph+ straights into blind bends with armco 5metres off the track, rumble strips that can be as greasy as my mum's fry-ups, and worst of all......me! :evil: (only kidding on the me bit  :rolleyes:)

Seriously, even I wouldn't bother with TF days again, trackdays only for me at the 'ring. They are organised and as safe as you can make this track - even then there are still write-offs. I've seen Porsches worth over £100k written off on trackdays so you still have to be 100% alert.

Oh, and my car is the one being patient on front of DH's car in the video :cool:

 :smiley:
Title: Re: nurburgring trip
Post by: Hurdy on 04 March 2012, 18:07
Oh, and one of my laps on a trackday at the 'ring.  :cool: DH was in the passenger seat.

http://vimeo.com/11100503
Title: Re: nurburgring trip
Post by: Bush5480 on 12 March 2012, 09:14
my grasp on english,, thats a hoot,  i take it your a old  law abiding  bore , and aint getting much of your missus, dont worry if this site is you kick in life that is fine, you jumped to another conclusion that i was young, again an asumption by a donut for your infomation no im not a young fool, i place a post to see if any normal people fancied a good long weekend drive out with a a good mix of middle aged car enthusiasts, but as usual there is one idiot who has to have his 2 pence worth instead of may be looking and thinking thats not for me, by the way my insurance covers me for a 30day europe excursion once i inform of date for commence of journey. as for track insurance, who gives a sh!t if i crash that is what i call unlucky,  thanks for the interest,  :laugh:

Not that I would have put it like above but how did you two decide he had no insurance and have no idea about a trip to the ring?  :laugh::grin:

H'mmmm - tough one.

how would you know if i have insurance or not you dont, how do you know that this hasent already been done by us before,,
you dont.

I can take an educated guess.  Virtually all UK insurance policies have specific exclusions in them.  If they don't it is likely that they would allow you to claim and then come after you to claim the money back on the basis that you were on a 'prepared course'.

From your poor grasp of English I'd say you were young, not very well educated and if you have done this before you probably didn't have any insurance cover last time, either.

you think its some different planet and were travelling there on  a space ship,
jus because you have neve left your mams garden before ,, leave the the big boy trips and driving to us men..
  you just sit and play with your saxo,  listen it sounds just like a golf ha ha

H'mmmmm, first went to the 'ring in 2002 in a MINI.  Been numerous times since, done around 100 laps, so I am still fairly inexperienced, but I have definitely left my 'mams garden'.

It's only about 4-6 hours from Calais, so it's not really a long haul trip, not even when I have my trailer on the back, towing my Golf.  Even little boys can do it, as demonstrated by their regular appearance in the barriers around the track.

Here's a video lap of my Golf on a track day, where the insurance problems (and filming ban) aren't an issue, unlike Touristfahren:

http://youtu.be/5xhcKBAQ5sg

Can't wait to see a video lap from your car.  (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)
Title: Re: nurburgring trip
Post by: Bush5480 on 12 March 2012, 09:31
i guess you probably mean well with all your negativity.
but thats all it is nevativity. nothing else. i bet going for a pint with you would be a real barrel of laughs
dont drink to much, dont smoke, you cant stand on that table,  you getting too loud.
you cant dance like that in here, its to late ,
my god man , just let it go , my assumption is your a health and saftey advisor at work, because all the health and saftey reps where i work are nakkers aswell,


Seems foolish unless it's for a track day out there, as it's exceedingly unlikely you will have insurance to cover you for Tourist Fahren.

Unless you're just going out there to watch people going round and round in front of you?
Title: Re: nurburgring trip
Post by: Diamond Hell on 12 March 2012, 10:15
by the way my insurance covers me for a 30day europe excursion once i inform of date for commence of journey. as for track insurance, who gives a sh!t if i crash that is what i call unlucky,  thanks for the interest

I'm fully aware of how European insurance works, but you need to check your policy for any mention of the 'ring.  It's extremely likely that there is an exclusion.

You're not driving on a track on Tourist Fahren - you're driving on a public road. If you crash, or cause others to crash through loss of fluids or your own stupid actions your insurer will pay out and then come after you to reclaim their costs.

If you're middle-aged this means your house, if you own one.

From your posts so far I can assess:

You are the person in the barriers at the 'ring.

You are the person in the courts afterwards.

You are the person who has caused the insurance exclusions and given Brits a very bad rep out there.

Oh and your assessment of me is pretty much entirely incorrect - you can see videos of me on the 'ring out there, as well as video of me chucking 4WDs on their side and generally taking more risks than most people out there.

Thing is I like to take measured risks, which I have assessed.  This takes thought and intelligence, which enable you to let go.

Oh and I'm pretty loud, too.

You sound like you're going out there without assessing the risk to you or the others around there.

Both Nige and I have tried to point out what an ignorant fool you're coming across as and the risks you're taking, but it seems you're comfortable with your ignorance.

Do let us know the date you're going out there, so we know which dates to avoid.
Title: Re: nurburgring trip
Post by: Bush5480 on 12 March 2012, 15:44
OOOOO your pretty loud too, i bet you are, you a computer geek who had dowloaded  some footage of a driver going around the RING,  big wow, i bet your mates all think your the MAN. even CHUCK NORRIS HIMSELF would be envious of you , and all you wisdome , again you think i would be the one in the barriers,  ooo how you like to make assumptions about other people,  wen really this is the only way you can try make your self feel good with you ulitmate knowlage of EU insurance and the ring,,
to me you seem like a sad maddle aged man with no life  ,i bet you mad as fook you , lol you woppa.
ill loose my house if have got one is that you having a dig , oooooo that was nasty, ha ha ha , ps ill let you know when im going so you not there. yeah right , like id do that id rather crash in to you when you flying round in your mams volvo on 1 wheel sideways whils in reverse. .
why  because i can,, lol,, PS, thanks for the advise            :grin:


I'm fully aware of how European insurance works, but you need to check your policy for any mention of the 'ring.  It's extremely likely that there is an exclusion.

You're not driving on a track on Tourist Fahren - you're driving on a public road. If you crash, or cause others to crash through loss of fluids or your own stupid actions your insurer will pay out and then come after you to reclaim their costs.

If you're middle-aged this means your house, if you own one.

From your posts so far I can assess:

You are the person in the barriers at the 'ring.

You are the person in the courts afterwards.

You are the person who has caused the insurance exclusions and given Brits a very bad rep out there.

Oh and your assessment of me is pretty much entirely incorrect - you can see videos of me on the 'ring out there, as well as video of me chucking 4WDs on their side and generally taking more risks than most people out there.

Thing is I like to take measured risks, which I have assessed.  This takes thought and intelligence, which enable you to let go.

Oh and I'm pretty loud, too.

You sound like you're going out there without assessing the risk to you or the others around there.

Both Nige and I have tried to point out what an ignorant fool you're coming across as and the risks you're taking, but it seems you're comfortable with your ignorance.

Do let us know the date you're going out there, so we know which dates to avoid.
[/quote]
Title: Re: nurburgring trip
Post by: Diamond Hell on 12 March 2012, 16:53
This really is becoming an epic failathon on the OP's part.

What, if anything do you have to suggest you won't be the one in the barriers.

Your posts come across like a semi-literate naive little child.  Maybe if you took the time to just spellcheck people might think you were an adult who had *some* idea about what you're doing, rather than a sub-89, late teens moron, throwing 'your mum' type insults due to a complete lack of knowledge.

The point about losing your house is that you can't lose what you don't have.  If you own a house going to the 'ring is a larger risk, because you have equity which could be drawn on to settle a claim by your insurers.

I assure you I'm not 'trying to make myself feel good' I'm trying to help you understand the risk you're taking.  Your posts so far suggest you're too stupid to be able to comprehend this risk.

Me, no life?  :grin:

Come on then, big man.  How many laps do you have under your belt out there?  Let's see a photo then.

Here's me having no life on the track in April 2010:

(http://diamondhell.com/images/rsgallery/display/DNA_2019.jpg.jpg)

You'll note it's not my parent's Volvo.

and this is my wife and I, with the kids in the back at Adenaur Forst in 2008, having no life:

(http://diamondhell.com/images/rsgallery/display/Testes10.jpg.jpg)

Instead of betting on things that you think about me, let's see a bit about how well prepared you are for this trip out there and maybe let's see a photo or two from your previous visits out there.
Title: Re: nurburgring trip
Post by: Bush5480 on 12 March 2012, 17:44
AWWWWWWW did i hit a nerve there.. poor you ,, postion pictures getting all defensive, spell chek is for people who have to much time on you hands, this is a daft car forum in which im enjoying winding up fools like youself who loves gettin ivolved in everyones discussions, let me get this streight im an illiterate young idiot  with no sense no house, ill give you no job if you like, , wrong ,, lol,, if you want to belive that , feel free, but come on you trying to give me a bit ov grief with a old mk2 gti worth 1k and a estate which you lass drives, come on you need more than that if you going to try grief me, bonny lad,, i love the banter of any man but you my friend are  a sad lonley guy who needs to get out more, big WOW you been the ring a few times,  my god i never realised , its just hit me, its your only crack , the ring ,, this the ring that ,, get a life mate, have you even had sex yet.

by the ammount of unwanted comments you give people i can see why,  i love how your trying to be  all intelectual , ,, so what, lol, im starting to enjoy our little chats you are clearly getting a little deffensive , there is no shame in that, big man, lol,, is that you trying to get me all scared, with the attitude, well its working,,   ha ha ha you said about people being keyborad warriors, my guess is you fancy your self as one,  i bet your a little skinny guy about 9 stone with buk teeth and little jam jar glasses, who reads the highway code befor bed with a nice cup of bovril,
 :nerd:

]
This really is becoming an epic failathon on the OP's part.

What, if anything do you have to suggest you won't be the one in the barriers.

Your posts come across like a semi-literate naive little child.  Maybe if you took the time to just spellcheck people might think you were an adult who had *some* idea about what you're doing, rather than a sub-89, late teens moron, throwing 'your mum' type insults due to a complete lack of knowledge.

The point about losing your house is that you can't lose what you don't have.  If you own a house going to the 'ring is a larger risk, because you have equity which could be drawn on to settle a claim by your insurers.

I assure you I'm not 'trying to make myself feel good' I'm trying to help you understand the risk you're taking.  Your posts so far suggest you're too stupid to be able to comprehend this risk.

Me, no life?  :grin:

Come on then, big man.  How many laps do you have under your belt out there?  Let's see a photo then.

Here's me having no life on the track in April 2010:

(http://diamondhell.com/images/rsgallery/display/DNA_2019.jpg.jpg)

You'll note it's not my parent's Volvo.

and this is my wife and I, with the kids in the back at Adenaur Forst in 2008, having no life:

(http://diamondhell.com/images/rsgallery/display/Testes10.jpg.jpg)

Instead of betting on things that you think about me, let's see a bit about how well prepared you are for this trip out there and maybe let's see a photo or two from your previous visits out there.
[/quote]
Title: Re: nurburgring trip
Post by: Diamond Hell on 12 March 2012, 17:52
You've never actually been there, have you?

9st  :grin: I wish.
Title: Re: nurburgring trip
Post by: Bush5480 on 12 March 2012, 17:59
by the way did you asses the risks when you were driving around at high speeds with your kids in the car,,

my guess is you just made that up ,,, ha ha ha tut tut you dont have to lie to make your self more likeable

Title: Re: nurburgring trip
Post by: jv on 12 March 2012, 17:59
Diamond Hell had to fit plastic windows to his mk2 just to offset the fact that he isn't 9st. True story.

A bit of bickering can be fun but this has got tedious so locking.