@JB: As I said above, there's no perfect way of doing it and I was assuming you paid cash from your first post. If indeed you have a bank loan and wish to repay it and take a PCP then why indeed not! The only difference is that you have HP on the car instead of having a loan against you as a person. If you've got itchy feet and can afford it then you can do a lot worse than 'invest' in an R!!! I'd be tempted! I'm just sat back watching the market settle a bit at the moment; deals come and deals go so when the moment is right for you...
Exonian:
I used my old Scirocco that was already mine as part payment then used my own money to fund the rest for my current GTI. As it stands I can all but get back my own money that I paid the balance on my GTI and put that back in the bank then use the px from the GTI against a 3dr Lapis Blue DSG R with Pretoria's, Dynaudio, Keyless, Discover Nav and rear camera for the same amount per month that I was planning to pay myself back for my GTI over three years. To me it seems a bit of a no brainer and too simple and that's whats worrying me
Surely it can't be that easy can it??
It now all hinges on a call from my dealer to let me know if an unattached car they have "found" in the system is not too far down the line and can be doctored to add a couple of the extra options I want without the long wait.