Michele, as per my post above, if you think you might regret not getting DCC for any reason then just go ahead and spec it. All the Internet testers rave about it so almost everyone looking to buy a second hand Clubsport (45) will be seeking that spec out, so (depending on market conditions which may very well be totally different to what they are now) you are likely to get most of the cost back if not all if you sell carefully.
Myself, I’m 100% fine with passive, I know exactly where I am with it.
The Clubsport isn’t a limousine and it lets you know that fact! DCC has its strengths and drawbacks in my experience but is almost universally popular.
A shame you’re so far away or I’d demo mine to you.