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Author Topic: 2025 Car Insurance Decreases?  (Read 4100 times)

Offline BillSan

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2025 Car Insurance Decreases?
« on: 28 March 2025, 14:28 »
According to press reports in the first few months of 2025 the cost of car insurance has dropped by about 15-20% over the last year.

My insurance will be due for renewal in June. 

Is the drop just insurance industry press propaganda or is it reflected in real life GTI renewals?   It would be good to know if anybody renewing in the first 3 months has seen a drop.
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Offline Adam T7

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Re: 2025 Car Insurance Decreases?
« Reply #1 on: 28 March 2025, 17:36 »
Quote from: BillSan on 28 March 2025, 14:28
According to press reports in the first few months of 2025 the cost of car insurance has dropped by about 15-20% over the last year.

My insurance will be due for renewal in June. 

Is the drop just insurance industry press propaganda or is it reflected in real life GTI renewals?   It would be good to know if anybody renewing in the first 3 months has seen a drop.

Last year paid £560, this year £419, so yep I’d agree. I work for a commercial broker and we are also seeing a much smaller rate of premium inflation as well.
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Offline Exonian

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Re: 2025 Car Insurance Decreases?
« Reply #2 on: 28 March 2025, 19:21 »
Mine went up again this year  :rolleyes:
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Offline Lima29

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Re: 2025 Car Insurance Decreases?
« Reply #3 on: 29 March 2025, 15:02 »
My initial renewal quote was double the previous year!!!  :whistle:

Ended up paying about the same as the previous year after shopping around.
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Offline JSYGTI

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Re: 2025 Car Insurance Decreases?
« Reply #4 on: 31 March 2025, 06:36 »
My quote for the year was higher so I shopped around and saved £200.
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Offline BillSan

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Re: 2025 Car Insurance Decreases?
« Reply #5 on: 31 March 2025, 08:37 »
Sounds like a bit of a mixed bag so far.   Still shows that shopping around is essential though.

Hopefully a few more replies will paint a more complete picture. 
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Offline Adam T7

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Re: 2025 Car Insurance Decreases?
« Reply #6 on: 31 March 2025, 08:52 »
My saving was from shopping around, if I’d renewed with the same insurer, renewal would only have been £20 cheaper than current premium.
« Last Edit: 31 March 2025, 20:55 by Adam T7 »
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Offline Yusee

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Re: 2025 Car Insurance Decreases?
« Reply #7 on: 31 March 2025, 19:09 »
£440 down to £320 this year, but only after a brief discussion with the insurer. The renewal quote was higher
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Offline karlos

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Re: 2025 Car Insurance Decreases?
« Reply #8 on: 13 May 2025, 21:18 »
Really disappointed with LV. I've been with them for a few years now but while everyone else's insurance seems to be coming down mine has gone up from £288 last year to £344. Phoned them and they were only willing to knock off £20 so I cancelled.

Got a quote for £230 with a lower excess from Saga. Only problem is that the missus is now taunting me relentlessly calling me a geriatric, OAP etc.
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Offline Adam T7

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Re: 2025 Car Insurance Decreases?
« Reply #9 on: 14 May 2025, 05:52 »
Quote from: karlos on 13 May 2025, 21:18
Really disappointed with LV. I've been with them for a few years now but while everyone else's insurance seems to be coming down mine has gone up from £288 last year to £344. Phoned them and they were only willing to knock off £20 so I cancelled.

Got a quote for £230 with a lower excess from Saga. Only problem is that the missus is now taunting me relentlessly calling me a geriatric, OAP etc.

SAGA - Sex Annually, Generally August.
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