My insurance with AF is up next month and I tried ringing HiC for a quote, but the woman wouldn't give me a quote as I was already insured with AF, and she said they wouldn't be able to give a quote to compete with them as they are sister companies.
Seems a bit odd as I had a message on my mobile from HiC asking me to ring them for a quote as I asked for one last year, and went with AF instead.
Not sure I'm getting a good deal from AF: 2 yrs no claims, Golf GTi, fully comp, clean licence, value £1200 = £504.