It was renewal day today - thank god I called to check! So I asked how much it would be and they said oh, its £560. I questioned this because it was £624 the year before and it didn't seem like much of a drop. So I just paid it figuring I have the 14 day thing to find a cheaper quote if I needed a refund. So out of curiosity, I jumped onto Bell's (my insurer) website and did a quick quote, and it was £376!
So I call them back up and tell the lady that I did a quote and it should be about £200 cheaper, so she tells me she'll stop the payment for the other policy and just start the new one @ the cheaper price, however, she said I don't pay for it until I have the documentation through...I queried this and asked if I would still be covered and she replied "Yes", so technically I am insured, but I haven't paid...I'm a bit concerned about this.
Hopefully all the paperwork should come through soon and I'll have my new bargain of a policy. Oh, for all you other golfers here's my details declared for the policy:
Me as policy holder, Mum as second driver
21 Years old, 4 years experience
1 Years NCB
0 Convictions / Offences
Declared alloy wheels and rear window tints
Parked on driveway
Immobiliser fitted (non-Thatcham)
Declared value £1000
TPFT cover with me being able to drive other vehicles (No legal/courtesy car/windscreen)
£0 Voluntary excess
...On a 1986 MK2 1.8 8v GTi
Seems not too shabby for me, god I love being 21, quotes dropped by about £1K!
