Insurance on Golf Gti Mk5 17yr old need help plz

[Shady Pioneer]

Im full comp for £1500 with 1year NC

That quote, right there, is another big reason why I would never consider buying a car with any poke when I was 17 or 18. £1500 a year ! Wowser !

To be honest gibby, when I first got my 1.8 GL insured it was £1400 cheapest I could find, there was actually no difference between a 1.6 or 1.4 as opposed to the 1.8 so thought why not. I still don't have a NCB until August, but when I do, I can insure a MK3 16v for £750.


Insurance companies are the oddest of them all.

[gibby]

It doesn't sound like it's changed much though as I didn't look at anything above a 1.3 when I was a lad (a while ago it has to be said) as anything above that just killed you. But yup, see your logic, if it's the same price for a 1.4 then may as well get a 1.8.

[smitty12]

Im full comp for £1500 with 1year NC

That quote, right there, is another big reason why I would never consider buying a car with any poke when I was 17 or 18. £1500 a year ! Wowser !

Ye i know what you mean mate but last year i was paying just over that for a 1.2 clio so realy ive got a far better car for the money and to be honist il respect the Golf far more than the Clio

[danny_p]

i think insurance companies have minumum premiums when it comes to new drivers and what you can insure for what is quite increddible. 

i managed to insure a tweeked volvo 360 for the same price a 1.2 nova,   nothing spectial till you think the nasty volvo had a reworked 2.3T under the bonnet group 5 insurance     only cost about £600 a year to insure with the engine declared i went sideways for a whole 11 months before i crashed it

[AlanD]

So your saying you insured a 2.3T engine for the same as a 1.2 . . . . .. ooooooook

[lovw]

i think insurance is a rip of for young driver i think that u should only be paying big if u crash or get point or do something wrong.

in my eyes not every 17 18 year old drives like a crazy gi on crack lol.

i allways say to my self that i am still in my 1st 2 years and i could lose my licens in a blink of an eye if i was to do something wrong as u r only aloud 6 points.
when i was 17 i had a 1.4 8v vw polo mk4 and i loved the car and drove it like it should. and was paying 1600.

naw i am 18 with 1 years and have just got a quot of 1634 on a vw golf mk4 gti turbo 150bhp.

but on the other hand my m8ts just drive like right loonys and most of them  have crashed there cars.

[FamilyDub]

  grammar, my boy...

Anyway, my first car was an '93 1.4 Vauxhall Nova that was £1,049 to insure TPFT, as a named driver only.

I'm 26 and this my first car with more than 150bhp and in all honesty, I'd be dead if I had that much power just after passing.

Driving is a craft that has to be learnt and to be honest, sometimes a bump or two is part of the learning curve.

[Shady Pioneer]

I'm yet to experience an accident, come close a couple of times due to other drivers, but either moved away from them or they corrected their driving to stop from hitting me


3 years I've been behind the drivers seat.

[Rhyso]

i think insurance is a rip of for young driver i think that u should only be paying big if u crash or get point or do something wrong.

in my eyes not every 17 18 year old drives like a crazy gi on crack lol.

but on the other hand my m8ts just drive like right loonys and most of them  have crashed there cars.

well done on contradicting yourself in the same post 

[AlanD]

LMAO