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General => Insurance => Topic started by: Tory on 13 May 2008, 14:50

Title: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Tory on 13 May 2008, 14:50
Bought a 2.0 mk4 on saturday
Bearing in mind I'm 19 and only got one years no claims...

It cost me 600 quid

Note to everyone:
Put your mum and dad/anyone with more than 3 years no claims on the insurance

on my own it was a grand. but putting my 'rents on as named drivers it lowered it by over a 3rd!!!
the insurance is still in my name though

thought I'd just give that bit of info if people are struggling with finding the est quote

also try elephant.co.uk
thats who I'm with


xxx Tory
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: T_J_G on 13 May 2008, 19:49
Such a silly colour to write in really  :laugh:

what's wrong with black.
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Tory on 13 May 2008, 20:09
Such a silly colour to write in really  :laugh:

what's wrong with black.

didnt realise it was unreadable
oh the woes of not using a preview
just highlight it
be fiiiiine
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: martinb on 13 May 2008, 22:07
lol yeah that was pretty hard to read!  :laugh:

always worth trying both with and without parents on there because as you say with some companies it does bring the price down....but some give discount for "insured only driving"  :wink:

that does sound like a pretty good deal  :cool:, please tell me you didnt get sucked into having a 10 month "bonus accelerator" policy with elephant tho.... :huh:

 :smiley:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Tory on 14 May 2008, 11:24
nah i have a 12 month policy
i only have til december with it though
sooner the no claims come the better to be honest!!!
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: T_J_G on 14 May 2008, 16:35
So you want people to help you, yet you make it difficult for them.

 :rolleyes:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Shady Pioneer on 16 May 2008, 01:00
So you want people to help you, yet you make it difficult for them.

 :rolleyes:
Actually I think she doesn't need any help from us...more...giving us advice on what has benefitted her with her insurance.

She's helping us but making us work for it lol!  :shocked:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: T_J_G on 16 May 2008, 09:23
So you want people to help you, yet you make it difficult for them.

 :rolleyes:
Actually I think she doesn't need any help from us...more...giving us advice on what has benefitted her with her insurance.

She's helping us but making us work for it lol!  :shocked:

I just assumed, didn't wanna sit there for 2 hours working out what was said!
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: martinb on 16 May 2008, 11:28
better?

hope you dont mind me changing the text to black Tory, the pink was pretty hard to read tho... :wink:


 :smiley:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Tory on 18 May 2008, 12:19
haha no thats fine, although all you needed to do was highlight it.

pink should be a more magenta colour
then it will add a girlie style to the writing ;-)


anyyyway- yes i didnt need help.. it was a guideline for any other younger drivers out there

it was cheaper to insure me on a golf than to insure me on a yucky 106 gti... which is only a 1.6 anyway.
insurance companies... confuse me!
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: tttommm on 18 May 2008, 21:52
a 106 gti is faster than a 2.0 golf
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Tory on 18 May 2008, 22:44
no it isnt
i test drove the 106 gti
with no mods i guess
but i know it had some kind of boy racer foghorn exhaust that sounded do tacky it was untrue...

my golfs faster than a 106
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Ashley on 19 May 2008, 09:17
girls always get cheaper insurance than boys  :cry: im 19 in july and i doubt i could get cheaper than £1500 for a 2.0 mk4 even with my rents added, altho saying that I haven't looked yet! :angry:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: mattneck(Beavis) on 20 May 2008, 01:20
i tried adding my parents with elephant and saved a fair few hundred..

i msut get on the case of lsiting all the companies i want to call soon.. before renewal coems around too fast  :grin:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: AlanD on 20 May 2008, 12:21
girls always get cheaper insurance than boys  :cry: im 19 in july and i doubt i could get cheaper than £1500 for a 2.0 mk4 even with my rents added, altho saying that I haven't looked yet! :angry:

I bought my 2.0 MK4 when I was 19. Which is for sale btw, look at sig. Added the parents and all that jazz and managed to get it for about £1300 mark. Cant really remeber as that was a year and a half ago now, well worth looking into, and you can buy my old car :D Everyones a winner.
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Madmax on 31 July 2008, 23:23
Sounds like a good way to get cheaper quotes, what insurance companys do this then? I tried Churchill but the quotes were the same.
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: AlanD on 01 August 2008, 10:18
Are you asking me Max?

I ended up with Elephant for the mk5 and Kwik Fit on the mk4.
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Madmax on 01 August 2008, 11:32
Are you asking me Max?

I ended up with Elephant for the mk5 and Kwik Fit on the mk4.

Was asking the OP but i'll give those a try too. :)
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Mew on 01 August 2008, 12:18
no it isnt
i test drove the 106 gti
with no mods i guess
but i know it had some kind of boy racer foghorn exhaust that sounded do tacky it was untrue...

my golfs faster than a 106

That 106 was definitely f**ked then if a 2.0 mk4 is quicker  :grin:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Madmax on 01 August 2008, 12:23
no it isnt
i test drove the 106 gti
with no mods i guess
but i know it had some kind of boy racer foghorn exhaust that sounded do tacky it was untrue...

my golfs faster than a 106

That 106 was definitely f**ked then if a 2.0 mk4 is quicker  :grin:

Indeed, with a 0-60 the same time as your average family wagon there's not much the 2.0 can actually beat.
Plus the 2.0 isn't actually a GTI i read somewhere. Which makes sense that it's only 115hp & the 1.8 is 125hp..
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: AlanD on 01 August 2008, 22:54
Its a "GTI" in this country but a "highline" in Europe.
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: hobbiniho on 02 August 2008, 14:03
they stuck a gti badge on it so they could make it more expensive  :grin:
Title: Re: complete newbie with my golf. but i think i got a cracking deal on insurance
Post by: Britman on 05 August 2008, 15:39
the 106 is 2 secs quicker 0-60 at least

I take it its ok to have rents on policy still even though i live at a different address to them, have my dad on mine, but not my mum as yet.

just halved my insurance its £39 a months now :cool: with admiral im 23 3 year nc, 6 year passed test 1 "rents" on on a group 17 v6 car too

admiral alway give a discount. Insurance are crooks ha they alway discount once you ring up and waffle at them, saved over £20 a month :shocked: just from ringing up and saying churcill were cheaper etc and stuff. I alway get maximum discounts as there renual price is alway cheaky.