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Author Topic: This all legal smeagle?  (Read 3261 times)

Bellend

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This all legal smeagle?
« on: 23 April 2010, 00:13 »
My mum and dad have got their own vehicles and I've got a MK3 Golf but I can't afford to insure it on my own.

So I was gonna put it in parents name but they will drive it around all day and I'll use it after work. I.E they will drive it more then me.

Also I want to modify it so the insurance companies just think I'm fronting it don't they?
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Offline Wayne

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Re: This all legal smeagle?
« Reply #1 on: 23 April 2010, 09:07 »
Yes would be classed as fronting
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Bellend

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Re: This all legal smeagle?
« Reply #2 on: 23 April 2010, 10:36 »
Is it fronting though mate?

Car will belong to one of my parents and they will drive the car the most, about 75% of the time and I'll do the other 25%.

I'll use a work car to get to work.
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Offline JC

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Re: This all legal smeagle?
« Reply #3 on: 23 April 2010, 10:37 »
fronting  :grin:
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Offline JC

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Re: This all legal smeagle?
« Reply #4 on: 23 April 2010, 10:40 »
is the golf a GTI ? 
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Bellend

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Re: This all legal smeagle?
« Reply #5 on: 23 April 2010, 10:40 »
Really?

That sucks I thought it was just if I was driving it more of the time.  :cry:

Not a GTI.
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Offline JC

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Re: This all legal smeagle?
« Reply #6 on: 23 April 2010, 10:44 »
insurance companies even ASSIST you NOT to front a policy these days .

Get it in your name, ADD an older driver or two with a good record and it greatly reduces the premium, i being my daughters down £300 a year - am named on another car and a bike policy for this very reason, as long as drive the vehcile once ayear then its all legal.

Plus you will be getting on the no claims bonus ladder - all good for when you do finally upgrade to a GTI  :smiley:
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Bellend

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Re: This all legal smeagle?
« Reply #7 on: 23 April 2010, 10:48 »
Quote from: Chuff on 23 April 2010, 10:44
insurance companies even ASSIST you NOT to front a policy these days .

Get it in your name, ADD an older driver or two with a good record and it greatly reduces the premium, i being my daughters down £300 a year - am named on another car and a bike policy for this very reason, as long as drive the vehcile once ayear then its all legal.

Plus you will be getting on the no claims bonus ladder - all good for when you do finally upgrade to a GTI  :smiley:

Insurance is still 3.8K on a Micra with my parents on it.  :cry:

In a year I don't have to worry about insurance as I'll be on a proper traders at 18. That's an extra £1K for my boss to add me but totally worth it.
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Offline JC

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Re: This all legal smeagle?
« Reply #8 on: 23 April 2010, 10:54 »
i would shop around a LOT then, my daughter 1.4 16v corsa was only 900 ( after discount ) at 17 and a learner

oh and  hi josho  :wink:

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Bellend

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Re: This all legal smeagle?
« Reply #9 on: 23 April 2010, 10:57 »
How long ago was that then?

Basically, with my dad as the holder + main driver (and I'm not bullsh!tting he will be) with modifications declared it comes out at £1583.

Otherwise a stock car is rediculous ammounts.  :cry:
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