its better to just get a low insurance car at first, i started of with a sheddy 1.2 nova 3dr greg as got it for a few £100 quid they wernt as bad 5 years ago, when was age 17-18 but done the job, in a way im glad i started at a low powered car and progressed i think 1.3 golfs are group7 so you could get something a lot quicker in a lower group until youve been driving after years ,i always wanted hatchbacks and golfs, and had a 1.6 driver at age 18-19 then