I paid £1200 on a '95 1.3 Ford Fiesta when I was 19, and am now looking at paying £1600 on an 8v mk2 1.8 GTI, though I do have a claim against me, you're prob still gonna be lucky to find something like that. Good luck is all I can say, you're best bet may be eCar. I've read up on reviews, and apparently, contacting them for a claim is a b!tch, but other than that, they're ok (can't comment yet), but if you're going 3rd Party, Fire and Theft, you're not going to be making a claim anyway