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General => Insurance => Topic started by: Georrge on 20 June 2013, 20:19

Title: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 20 June 2013, 20:19: Hi guys,

I'm 19 but am turning 20 at the start of September. From July 10 I will have 3 years no claims, currently I am with admiral on their 10 month policy which allocates 1 years no claims.

I am yet to buy the car, but it will be a 3 door MK5 GTI 2.0.
The mods I will add (over time) will be different alloys, coil overs, tints, induction kit, back box.

Currently I can get insured by drivelikeagirl (a black box company) for £1300, which I'm happy with. But what I'm not happy with is that they don't allow any mods :angry:

Iv'e heard good things about GreenLight Insurance.

What companies would you suggest?

Cheers!
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 20 June 2013, 20:36: Ah Greenlight is 21+ :cry:
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: skyinsurance on 21 June 2013, 10:08: Feel free to get i n touch but via our car club scheme we can only offer TPFT cover for any aged under 21.

We specialise in modified car insurance.

http://www.skyinsurance.co.uk/modified-car-insurance.html

Thanks

Ollie
Sky Insurance

Tel: 01707 642552

(http://i282.photobucket.com/albums/kk253/skyinsuranceollie/skyfbimage_zpsf8bef167.jpg) (http://s282.photobucket.com/user/skyinsuranceollie/media/skyfbimage_zpsf8bef167.jpg.html)
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 21 June 2013, 11:41: I just called up, got told I can't get insured fully comp, didn't even get asked if I wanted TPFT, then asked what my best quote so far is, I said £2,000 and the guy just said "that's good." and nothing else, was a very weird phone call..

Oh well.. black box and no mods here I come :embarrassed:
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: skyinsurance on 21 June 2013, 13:19: Quote from: Georrge on 21 June 2013, 11:41
I just called up, got told I can't get insured fully comp, didn't even get asked if I wanted TPFT, then asked what my best quote so far is, I said £2,000 and the guy just said "that's good." and nothing else, was a very weird phone call..

Ax I said, we can only entertain TPFT cover. Please let me know your phone number if you'l like to go through a TPFT quotation with us.

Thanks
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 21 June 2013, 15:40: I understand that, and I can see why. Just the guy on the phone wasn't the most helpful and didn't offer any alternatives, such as TPFT. But to be honest being fully comp is pretty important for me I guess. Thanks anyway though, I'll come back to you guys in a few years! :wink:
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: willz94 on 21 June 2013, 16:00: try co-op insurance the standard not young drivers one, i was getting quotes of 3k everywhere and they offered me 1400 bearing in mine i had no no claims and drive under a year and had a 12 month ban
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 21 June 2013, 17:25: Quote from: willz94 on 21 June 2013, 16:00
try co-op insurance the standard not young drivers one, i was getting quotes of 3k everywhere and they offered me 1400 bearing in mine i had no no claims and drive under a year and had a 12 month ban

Just tried Adrian Flux, over 5 grand haha!

What car do you have?
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: willz94 on 21 June 2013, 17:55: 2.0l 8v mk3 adrian flux were giving me 6 and half, comparision sites were giving me 12k :grin: coop gave me 1400 and this year its down to 900 with no extra no claims as i didnt complete the last policy
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 21 June 2013, 23:53: wow that is a huge difference! I'll give them a call tomorrow :laugh:

do you mind stating your age? Or say whether you are in the 19-21 bracket?

Thanks a lot!
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: willz94 on 22 June 2013, 11:31: just turned 19 was 18 when i was first insured
Title: Re: 19, Male, need insurance for a MK5 Golf GTI
Post by: Georrge on 22 June 2013, 14:06: Wouldn't quote me online, so I tried over the phone. The guy was really friendly and helpful, but again it got declined and he said it was due to my age and the power of the vehicle :undecided: