I have 3 vehicles insured with admiral and after forking out the £25 for a chip recently, and not being able to decide who I wanted to repair the chip I won't be using them again.
At renewal time last February the price increased 50 percent...lucky for me is just done a new business quote online which was cheaper than my previous year. The girl on the phone didn't know what to say when I countered her renewal with that price
Needless to say, I paid the lower price! NFU in my opinion are the best insurers by far.