These forums can create a certain amount of hysteria- a few isolated cases giving the impression of an endemic. I would be interested to hear if anyone has any data on how common this problem is.
I'd not call it hysteria.
Over the 5 and a bit years I've been on Golf mk7 forums I've watched carefully for the recurring problems.
Heater matrix at 3+ years is the only thing I've seen appear with any frequency - other than water pumps which seem to fail very often.
The heater matrix getting messed up it now seems people have actually uncovered the cause - until this last week or so I've never seen anyone explain that before.
If I planned to keep my Golf after the end of the warranty period, I'd get the damned tank changed because that is a few quid vs a massive bill for the heater matrix.