Author Topic: GTI Stolen - thoughts on replacement  (Read 3242 times)

Offline sandsy

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GTI Stolen - thoughts on replacement
« on: 06 February 2019, 22:05 »
 :sick:

I have been lurking here for a while and have loved my 15 month old GTI performance pack. But my house got broken into and car keys stolen and cleared off with my car on Monday morning. Its still pretty raw and don't want to go into too much details as police still investigating. The thing that gets me the most is that I need to pay house insurance excess / car insurance excess, pay to retain my pvt plate. Likely to get shafted on insurance going forward and who knows how pay out from insurance company works.... All in all not a good week...

Anyway back to main point - yesterday I didn't even think i wanted a "good" car again but today thinking why should they stop me having something i enjoy. So my spec was 67 plate, DSG, just under 10k miles, dynaudio, heated windscreen, reversing camera, tinted windows, 19" brescias - think that's it all. Was 3 door but would consider 5.

Been looking on auto trader and hard to find the full package - esp dynaudio and camera. Anyone seen a similar spec / looking to sell in near future. I probably need to tidy garage, get it alarmed, and sort insurance so no idea when i will be in place to get back on GTI boat lol. Just feel like a little of my soul has gone after this theft. First time anything like this has happened to me

Driving wife's car now and feel like clutch / gears and handbrake just seems such hard work. Also anyone with same terrible experience let me know how you got on with insurance and any tips  / info

Offline DougUK

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Re: GTI Stolen - thoughts on replacement
« Reply #1 on: 06 February 2019, 22:10 »
Hey Sandsy, really sorry to hear this news - I'm only a few miles along the road from you and I have heard 4 different reports of RS3s and S3s going this week.  All targeted and not a great deal you can do when someone is willing to enter your house for the keys.

Chin up and think about heading to Western this weekend - VIP event.  I talked to one of the guys there during the week and they have 4 GTIs going out on 68 plates with £3k - £5k off RRP and decent spec.
2013 (MK7) GTI performance pack, black / black leather, park assist, sat nav, 19" santiago alloys
Gone but not forgotten:
1983 Mars red MK1 GTI
1995 Corrado VR6 Storm (still going under new ownership)
1996 Golf VR6 highline
2009 Audi S3 Sportback DSG

Offline sandsy

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Re: GTI Stolen - thoughts on replacement
« Reply #2 on: 06 February 2019, 22:12 »
Thanks Doug - yeah i heard about a few more thefts and saw the RS3 in the news. its just terrible. Thanks for the heads up about the event will check it out

Offline Guzzle

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Re: GTI Stolen - thoughts on replacement
« Reply #3 on: 06 February 2019, 23:19 »
Very sorry to hear of your misfortune sandsy. Whoever violated your home will hopefully get their comeuppance.

Just so you know, new GTi's are now coming with keyless entry as standard, so if you're considering one you may wish to think about some additional security measures for added peace of mind.
7.5 GTD

Offline king monkey

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Re: GTI Stolen - thoughts on replacement
« Reply #4 on: 07 February 2019, 05:46 »
Firstly, I’m sorry to hear this. Dreadful news and I know exactly how you feel when you say that a little bit of your soul has gone. My pp gti was stolen st 14 months old. It was the first car I didn’t have GAP on as we’d just had a baby and money was tight etc.

I cleared my garage out and my s3 goes in every night. I simply wouldn’t have a performance car without it. I now use a disk lock every night which I highly recommend and have a tracker which I wouldn’t bother with again.

Insurance paid out within 3 weeks and I only lost around 1.5k, probably due to the discount I got when I bought it so couldn’t argue. Don’t accept your first insurance offer. Definitely worth haggling. I also got my local Vw to value the car for me and give insurance examples of cars with similar spec they were selling.  This helped.

Finally, don’t let the buggers win. Get the car you want, whether that be a performance car or a run around. First thing I do every morning is check the cars there:it never leaves you but does get better. Good luck.  :smiley:

Offline sandsy

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Re: GTI Stolen - thoughts on replacement
« Reply #5 on: 07 February 2019, 07:35 »
Thanks for the info Guzzle - it's funny how thoughts change as know exactly what your saying about the keyless point but then I think if car had been keyless they might not have broken into our house (we were sleeping). So one to weigh up I guess.

King monkey - thanks for the insight. Might go and see my vw dealer as that is a great point. I also got a very good deal (got it through a Lloyd's employee scheme that no longer exists) so hoping not to lose much as also don't have gap. My over arching concern is that speaking to people this seems a lot more common than you expect so may well happen again in the future. I realise this isn't the right way to think about it but hard not too right now.

Also after a bit of auto trader surfing realised my wheels were actually Santiago not brescia lol guess mind not 100% just now.

Any more thoughts or tips greatly appreciated.

Offline AGB

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Re: GTI Stolen - thoughts on replacement
« Reply #6 on: 07 February 2019, 08:09 »
:sick:

I have been lurking here for a while and have loved my 15 month old GTI performance pack. But my house got broken into and car keys stolen and cleared off with my car on Monday morning. Its still pretty raw and don't want to go into too much details as police still investigating. The thing that gets me the most is that I need to pay house insurance excess / car insurance excess, pay to retain my pvt plate. Likely to get shafted on insurance going forward and who knows how pay out from insurance company works.... All in all not a good week...

Anyway back to main point - yesterday I didn't even think i wanted a "good" car again but today thinking why should they stop me having something i enjoy. So my spec was 67 plate, DSG, just under 10k miles, dynaudio, heated windscreen, reversing camera, tinted windows, 19" brescias - think that's it all. Was 3 door but would consider 5.

Been looking on auto trader and hard to find the full package - esp dynaudio and camera. Anyone seen a similar spec / looking to sell in near future. I probably need to tidy garage, get it alarmed, and sort insurance so no idea when i will be in place to get back on GTI boat lol. Just feel like a little of my soul has gone after this theft. First time anything like this has happened to me

Driving wife's car now and feel like clutch / gears and handbrake just seems such hard work. Also anyone with same terrible experience let me know how you got on with insurance and any tips  / info

Just wanted to put a proverbial arm round your shoulder. I had this happen to me in South Africa but the thieves didn't realise there was a loaded gun in the drawer with the car keys so the invasion was thwarted. It wasn't a pleasant experience and could have ended very differently so taking the positives, you and your family are safe. It really is a violation when it happens.

As long as the house was secured and forced entry can be proven - you should be fine with the insurance but be prepared to get a spread of valuations to support the claim value unless you had an agreed value on the policy. The loss adjuster will always go low. If you can get your local garage who know the car to give you a valuation based on your actual car, that will carry more weight versus just getting an indicative valuation through something like webuyanycar.com.

You might want to consider the insurance impact of a tracker - I know that I'd not likely want a car back but if your premium sky rockets, the potential offset that a CAT5 tracker offers might make it worth considering.

Regarding a reversing camera, if you find a car close to your spec but without the camera, you can always have parts like that retrofitted. More expensive yes but an option.

Hope it's sorted out quickly.
Petrolhead limited by garage space and time.

MK7 Golf GTD, MK7 Clubsport S, Cayman GT4, MK7.5 GTI TCR (swapping the GTD)

Offline SRGTD

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Re: GTI Stolen - thoughts on replacement
« Reply #7 on: 07 February 2019, 08:22 »
Sorry to hear your bad news sandsy, and hopefully the perpetrators will be caught and receive an appropriate punishment. It’s so annoying when people work hard and save hard to have nice things and some delinquent lowlife scumbags come along and think they’re entitled to just help themselves. In your position, I’d be hoping the car’s not recovered as it’s likely the @r53h0les that have stolen it will have ragged it to within an inch of its life. There’s also been a couple of forum members who’ve had the front bumper stolen off their cars! Although not as bad as having your car stolen, there’s the inconvenience of waiting for the car to be repaired, and the longer term cost of the impact of claiming for repairs on your insurance.

Like king monkey, I always garage my car. I know that many modern cars have outgrown the domestic garage and won’t fit, but I’d urge any one who has a garage that’s big enough to get their car in to use it. I see lots of people who live near me who could garage their car but choose to lock their £200 lawn mower securely away in the garage and leave their £20k-plus car outside to tempt would-be thieves. I personally value my car more highly than my lawn mower!, although my lawn mower is also locked away - in the shed.

Don’t let the thieving b@5tards win. Get the car you want, but take some sensible precautions such as upgrading your home security (locks, alarm and CCTV), garaging your car if you have a garage and the car will fit, fitting visible physical theft protection such as a Disklok and purchase GAP cover. Don’t buy GAP from the car dealer though as it tends to be horrendously expensive and can be bought much cheaper from the specialist GAP insurers on the open market.



2016 Pocket Rocket Polo GTI 5dr manual, Blue Silk, Jacara tartan seats, Sports Performance Kit, Climate Control, Convenience Pack, Parking Pack, VW Motorsport Alloys in anthracite.
Gone but not forgotten; 2011 Golf GTD; 5dr Carbon Grey, Grey Jacara tartan seats, 18" VW Rotary alloys in Anthracite, Bi-xenons, Parking Sensors, RCD510+Dynaudio, Luxury Pack.

Offline fredgroves

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Re: GTI Stolen - thoughts on replacement
« Reply #8 on: 07 February 2019, 09:29 »
Sorry to hear about this :(

Scum!

At 15 months old and sub 10k, you are probably looking at a price that's not far off buying new again... use Drive the Deal, use VW finance, get the contribution, pay off if you have cash.

"Nearly new" is always a rip off IMHO.

You'll also get the spec you want rather than whatever is around. Dynaudio is not a common option for example.

Did you have GAP insurance?

Offline Gnasher

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Re: GTI Stolen - thoughts on replacement
« Reply #9 on: 07 February 2019, 10:14 »
Although a slightly different situation (the wife's car was written off and a fair bit older than yours) another option is to use autotrader to ascertain what it would cost you to replace the car.

Make sure you get it quite specific on age, spec (as close as you can on this one, you'll be unlikely to find your perfect spec) and mileage. Whichever way you do it, make sure you have images of the prices online (best bet is by using screenshots - press PrtScn on your keyboard on a PC and open something like MS Paint and paste it into there)

Obviously be as selective as you can be on the details to ensure the example prices you submit mean you get paid out is fair price to replace (after your excess).

Sorry to hear mate.
2014 Golf GTI (PP) in Pure White with
Vienna Leather, Keyless Entry, High Beam Assist, Park Assist, Rear View Camera.

Milltek Exhaust, Eibach Sportlines, 19" BBS SR wheels