Author Topic: MK 7.5 Golf GTI Insurance  (Read 8505 times)

Offline atlasgrey

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Re: MK 7.5 Golf GTI Insurance
« Reply #10 on: 13 February 2020, 20:12 »
As a 40 year old with no claims, I’m surprised at the costs of comparison quotes for Gti tcr insurance, the closest one to my renewal with Hastings (£339) is £130 more and many are £700-1000+

Can’t see anything wrong in the details!  :shocked:
Corrado VR6, Mk2 Gti 8v, Up Gti (sold), Mk7.5 Gti TCR

Offline Panelpin

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Re: MK 7.5 Golf GTI Insurance
« Reply #11 on: 01 April 2020, 18:04 »
Just had quote from saga  , guaranteed  To stay same for 3 years £320.
 With all the options ticked except breakdown cover
Gti pp

Offline Toeman

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Re: MK 7.5 Golf GTI Insurance
« Reply #12 on: 19 April 2020, 10:11 »
Can’t believe how some of you younger drivers can even get a quote for golf gti  let alone ones in the 4 and 5 hundred fange 

Offline SRGTD

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Re: MK 7.5 Golf GTI Insurance
« Reply #13 on: 22 June 2020, 11:53 »
Can’t believe how some of you younger drivers can even get a quote for golf gti  let alone ones in the 4 and 5 hundred fange

Insurers use multiple risk factors when calculating premiums and driver age is only one of many factors used. Garaging postcode is a risk factor that can make a huge difference to premium - a mature driver living in a high theft risk area could quite easily pay a higher premium than a younger driver in a low theft risk area.

Lots of other risk factors will also influence the premium; e.g. number of claim free years, other drivers named on the policy, occupation, marital status, annual mileage driven, use of the vehicle, voluntary excess chosen............and the list goes on.

Many people don’t consider the traditional way of buying car insurance through a high street broker these days when buying cover. However, many high street brokers have access to specialist segments of the car insurance market that can quote competitive premiums; e.g. specialist scheme arrangements with some insurers, and / or access to insurers who specialise in insuring performance cars.

Always shop around and shop widely (and wisely) - especially at insurance renewal time, as some insurers ‘buy in’ business in the first year at very competitive premiums, and then apply significant increases at renewal. So never just let your insurance auto-renew, otherwise you could end up paying considerably more than you were paying the previous year.
2020 Polo GTI Plus
Gone but not forgotten;
2016 Polo GTI
2011 mk6 Golf GTD
2007 mk5 Golf GT (2.0 170bhp TDI version)
2002  mk4 Golf GTI (the 150 bhp diesel version)

Offline Ulysses31

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Re: MK 7.5 Golf GTI Insurance
« Reply #14 on: 02 September 2020, 22:03 »
Old duffer with full NCB. When I was living in a country village I paid £300 for the year. Now living in a big city it's £800. Which is nice.
White Golf GTI Mk7.5

Offline whogives

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Re: MK 7.5 Golf GTI Insurance
« Reply #15 on: 09 November 2020, 22:40 »
Does everyone, tell the truth about there mods on the car. ???   I bet some people accidentally forget...lol 

Offline Adam T7

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Re: MK 7.5 Golf GTI Insurance
« Reply #16 on: 10 November 2020, 09:20 »
Have an accident or get it nicked, have a conversation with a Claims Adjuster or Loss Adjuster and all of a sudden your memory will become crystal clear as the Insurance company refuse to pay out - simply not worth it.

I’m in my ‘50’s now but I was surprised that the GTI (new 7.5) was as cheap to insure as it was / is when I moved over from a 9 year old Discovery nearly 2 years ago - initially with Admiral as existing insurer and then on GoCompare, first with M&S and now with Sainsbury’s Bank and who knows who else in 2021👍
« Last Edit: 10 November 2020, 09:25 by Adam T7 »
MY2019 GTI 5 Door, PP, DSG, Indium Grey.

Offline SRGTD

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Re: MK 7.5 Golf GTI Insurance
« Reply #17 on: 10 November 2020, 11:21 »
Does everyone, tell the truth about there mods on the car. ???   I bet some people accidentally forget...lol

Not worth taking the risk IMO.

You might be the innocent victim of, say, a hit and run, so end up needing to claim on your own insurance. As @Adam T7 has said, if your damaged car is inspected by one of your insurance company’s representatives and spots modifications that haven’t been declared, it’ll almost certainly have a bearing on the outcome of the claim. Worse case scenario, they refuse to pay out.

Also, not declaring modifications could invalidate your insurance, meaning you’re effectively driving uninsured which is a criminal offence.
2020 Polo GTI Plus
Gone but not forgotten;
2016 Polo GTI
2011 mk6 Golf GTD
2007 mk5 Golf GT (2.0 170bhp TDI version)
2002  mk4 Golf GTI (the 150 bhp diesel version)