Modded car & insurance

[huxtable]

Posting here as well as in Insurance section so can get views from bigger audience.

Basically my MK4 Golf GTI has about 7 modifications to notify insurance about ...

1)  Engine remap (stage 1)
2)  Bigger turbo (K04)
3)  Front mounted intercooler
4)  Carbonio CAI filter
5)  19" wheels
6)  Uprated front brakes
7)  Dump valve

I know several people are saying insurance is going up but is it really worth paying £800 insurance per yr on the above when a standard Golf MK4 GTI comes in at less than £300?  I got quoted £10,250 by one company 

My question is to get the insurance down should I remove mapping on the engine & dump valve - would the insurance drop considerably by removing these mods?  Does anyone have any advice.  Thanks.

[scarr89]

Hey zues Christ!

 

Bet you could get a non modded car with similar power on the insurance for cheaper!

[km]

800 is cheap, i paid 2.5 when i first got my golf! im sure there are others who have paid more. so just pay it it will be worth it im sure!

[mcgee9t2]

im paying over a grand  and insurance is up next sunday 

as for will it be cheeper, dont know, try and get a quote, everyones is different, ide say yes but not by a massive amount

[huxtable]

Forgot to mention I'm nearly 38 ..... not like I'm 20 

What's annoying is an R32 insurance is £360 .... and a 1yr old RS Focus worth £20k+, insurance group 19 and over 300bhp comes in at £450 ...

[Wayne]

Try: http://www.brentacre.co.uk/

I am a little younger than you but they sorted me a cracking deal.

[james2]

how many years no claims you got. iv got 15 years+. e sure is cheap.

[huxtable]

Been driving 20yrs ... 15yr+ no claims, no points

I've been checking the other posts out & have a few companies to try in the morning so hopefully I can get something sorted without having to sell it because the insurance quotes so far have been ridiculous.  One other thing that has now become apparent is if I do decide to sell car (insurance up in 2 weeks) but don't insure it, I should then SORN it .... but how does that work when someone wants to test drive a car before buying it - with no tax or insurance?

[skyinsurance]

First things first, how many insurers (specialists) have you tried?

Also, what is your postcode?

The main loadable modifications are the turbo, remap, FMIC and the induction kit, in that order in terms of percentage loadings.

Ollie
Sky Insurance

[huxtable]

Live in Lincolnshire ... best quote so far is £670 (£500 excess  )- still got a couple more specialist companies to try