Hi all
like many others here i'm considering GAP insurance. to be honest it's a done deal assuming I do decide to purchase the car.
Like many others I've been offered it at the main stealer. Apparently it's a legal-or-something requirement that they offer you this. I remember buying my Yaris some years ago and vaguely remember even signing a document to say the salesman offered GAP to me but I declined.
There is a big difference between a Yaris and a GTI though. For the sake of a few hundred notes, I think it's well worth it. You don't want to spend you hard earned life earnings on a nice motor, then some crackhead robs your keys and you never see it again, and insurance only pays 75% of what you originally paid or something. Considering the desirable-factor of GTI these days, I believe it will happen more often than on other cars. A bit harsh to say but I genuinely believe it to be true, although I sincerely hope it doesn't happen to me or any other GTI driver.
I'm in a bit of a muddle though, I hope peeps can help. I'm waiting for my GTI (should expect it around mid December-ish) and ordered it with the stealer 3 year GAP policy at £395 - so it's actually written on the order sheet.
after reading this and other forums, I came across
www.ala.co.uk and it seems I can have an equivalent policy of £170.10
When the GTI is ready for delivery, am I likely to be able to use this to haggle the £395 down before I settle the balance? It's quite a big chunk. Would be nice for some petrol and air freshners more than anything
I'm not too sure on the specific differences between that Ala policy and the dealer offered policy. If anybody else has ever had any experience with Ala I would appreciate any advice offered.
