Old thread but I thought I'd just tie it off. Having PM'd Stevie (p3asa) a few times, I knew he was looking at an M135i as well, and am more than a little jealous that he's ordered his.
As you all know, (rightly or wrongly), I'm a sucker for options, so had specc'd the M135i almost identically to Stevie's (co-incidence I assure you), but with the additional £1000 driver assistance package (so ACC, Side assist, Lane assist etc. - basically what I have on the GTI). The list price came out just short of £44k (I always new even with a minimal spec I'd be well into the £40k luxury car tax bracket so thought what the hell).
Negotiated a price with a dealer including a Part-Ex on the GTI which gave me £2.5k collateral in the car and a 14% discount on the new BMW which i thought was OK. Then after chatting it over with the wife (a real life bank manager) she had very reluctantly left it up to me if I wanted to go ahead. When (about a week or so later) I recontacted the dealer, he reduced his part-exchange down by £500. long and short of it is that pi55ed me right off. When I told him to forget it, he countered with an extra £250 discount, but it was the principle of the thing.
When I sat down again with the wife (who is my sounding board), we tried to work out why I was so wanting to get the car. Afterall, it's a £44k car, with £465 per year road tax, higher insurance and much worse fuel economy. I think in an hour's conversation with her, we discovered a couple of things. Firstly, I wasn't actually unhappy with the GTI (far from it in fact), and it's certainly quick enough, can easily return 45+mpg in the right conditions and is cheap as chips to insure. We think it was because I've had nothing but VW's since 2004 (16 years) and 3 MK7 Golf's in a row, and I was getting "bored".
She (probably quite rightly) said that it was most likely the tech and additional toys (HUD, Electric seats, electric tailgate) that was pulling me towards the car and not that it had 300bhp and was 4wd (as to be honest I don't often even use the power the GTI has in my commute to and from work), and certainly not because I thought the Golf was a piece of crap in comparison. She also (again probably quite rightly) said that after 6 months of playing with the new "toys", the novelty would wear off but I'd still be left with paying for a £40k+ car after already forking out a whopping £10k cash deposit on the M135i to keep the monthlies where I wanted them over 3 years. Then I re-read the quote fully and discovered that despite a 14% discount, £10k down and £350 pm, the GMFV in 3 years time wasn't far off £20k !
She still said it was my call, but when I re-looked at the numbers and then looked out of the window at my GTI at 2¾ years old with only 14,500 miles on it, and already very highly specc'ed, it quickly became clear that the numbers just didn't add up. I'm sure I would have absolutely loved the M135i, and in a lot of areas it is much better than the MK7 Golf (then it should be as a brand new platform), but it isn't cheap and is it worth over double that of the GTI ? The settlement figure on the GTI is currently only just over £14k (so only £4k more than the deposit on the M135i), so we have just decided to pay off the GTI and stop looking over our shoulder at what else is out there (famous last words).
The day will come when the GTI needs to be replaced maybe in 2 or 3 years, but until then, I'll continue to enjoy relatively cheap motoring in arguably the prettiness incarnation of the Golf - the MK7.5 and save the rest of the money for other things that are more important. Don't get me wrong, that green beast called jealously hasn't left me, and I'm sure when for instance Stevie get's his car and posts the pictures of it, it will rear it's head again, but I think I'm learning to control it.
Sorry for such a rambling post, but I thought it was good (at least for me), to put this to bed once and for all. Maybe weirdly the dealer pi55ing me around, actually did me a favour ?