I was with Adrian Flux last year, and they gave me a very good price on my old MK3 1.8 GL with all my mods covered like for like. However when it came to owning my MK3 16v, the quote shot from £600 to £2000!!!! I don't think so.
Adrian Flux are a sister company to HIC so because the quotes I received were pants, I had to take my business elsewhere. Admiral kindly covered me for £700 with mods declared (not like for like but better than nothing) and that's who I'll be with until this policy runs out. I will try Adrian Flux/HIC again come renewal but I don't understand how a specialist company can quote so high when a non specialist company can quote so little.
Insurance eh?