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Golf mk7 / Re: Buying on PCP
« Last post by Jim_mk7.5 on Today at 14:36 »
It sounds like you have enough money now and incoming that PCP might not really be for you. Why not use the deposit to buy outright with a bank loan with lower APR to cover the difference? When your windfall comes your way you can then pay off the bank loan right away with no penalties.

Also think carefully if that new car smell is worth the extra cash. Depending on what you're coming from, a nearly new from a dealer would save you a fair amount of money for very little difference in car. From my experience buying a 16 plate GTI PP this year, the whole thing felt exactly the same (actually, better) as when I bought a new TDI 4 years ago - but with far less waiting around.

 Nobody seems to spec the Dcc which I don't understand. And of course in the colour I want which is white.
Because the GTI rides so well on the standard set up (18s) that there's no real need for DCC!
2
Golf mk7 / Re: How Much? Think we have bought our last VW.
« Last post by CraigW on Today at 14:12 »
My 2 pence worth, given the discounts to be had on the Mk7 I reckon pound for pound its one of the best value for money cars out there. Standard equipment is plentiful, quality is good, performance is excellent and reliability for me at least has been first class. Bought my brand new Mk7.5 Golf R 5dr DSG approx. 15 months ago for just over £28k and the car according to WBAC (appreciate WBAC will try and knock as much money off as they can) is still worth just north of £24k. Can't argue with that
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OK time to wrap this thread up with some good news.  Recovery from operation is going well.  Although I had the diagnosis as stated on my previous posts.  Have just found out the condition I had was called 'Corda Equina Syndrome', online the symptoms untreated look horrific so a lucky escape all round. 

Anyway back to the topic.  I have been advised not to drive for 4 weeks from the surgery date.  This means the service will be just past the one months grace period I was told by the dealer.  So I rang them today to inform them of the surgery and advisory on driving and that I would be booking the service after half term all going well.  The gilr in the service dept at dealer told me that would not be viable and if I wanted to to try and extend my service plan to ring VW UK for any concessionary period extension as they cannot/will not do this themselves, oh and I had to get my car in on 20 october or else it will be voided as a service plan?.  So I called VW UK and they said the grace period after service date is infact 2 months for a service plan to be used within not 1 month. 

So I called my dealership back but this time the service dept manager and had a bit of a rant of how the previous staff member had been a bit jobs worthy and explained my situation and condition and surgery etc,.   They were horrified this had been the case on my last call and said that I can have two months as explained by VW UK and they have booked me in for the service, sometime in November to allow for recovery to be good enough before driving in.  So this is great, but a lot of uneeded hassle to get as a result.

The reason I writing this post is to inform those of you who don't know or have been miss informed the service plan can be extend to a date of 2 months later than the expected date.  Also if you want something done right always go to the manager of the department. 
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Golf mk7 / Re: Buying on PCP
« Last post by trueblue_ips on Today at 12:13 »
It sounds like you have enough money now and incoming that PCP might not really be for you. Why not use the deposit to buy outright with a bank loan with lower APR to cover the difference? When your windfall comes your way you can then pay off the bank loan right away with no penalties.

Also think carefully if that new car smell is worth the extra cash. Depending on what you're coming from, a nearly new from a dealer would save you a fair amount of money for very little difference in car. From my experience buying a 16 plate GTI PP this year, the whole thing felt exactly the same (actually, better) as when I bought a new TDI 4 years ago - but with far less waiting around.

I think that is the right Finance option for my circumstances, thanks.

My only concern about buying nearly new is getting one with all the options I want: sunroof, Dcc, keyless, reversing camera. Nobody seems to spec the Dcc which I don't understand. And of course in the colour I want which is white.
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Golf mk7 / Re: Buying on PCP
« Last post by neepy7.5 on Today at 12:09 »
It sounds like you have enough money now and incoming that PCP might not really be for you. Why not use the deposit to buy outright with a bank loan with lower APR to cover the difference? When your windfall comes your way you can then pay off the bank loan right away with no penalties.

Also think carefully if that new car smell is worth the extra cash. Depending on what you're coming from, a nearly new from a dealer would save you a fair amount of money for very little difference in car. From my experience buying a 16 plate GTI PP this year, the whole thing felt exactly the same (actually, better) as when I bought a new TDI 4 years ago - but with far less waiting around.

The issue I found when deciding between new and nearly new is that you could actually pick up a brand new car for cheaper as it'll include the £1500 deposit contribution and further discounts through sites like Carwow and DTD. Depends if you want to wait 4-6 months or not. Also if you're going down the PCP route then APR is usually better on a new compared to used.
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Golf mk7 / Re: Buying on PCP
« Last post by JB GTI on Today at 10:45 »
Arrange a bank loan etc at a much lower APR take out the PCP and exercise your right to withdraw. I picked up my car on a Friday and rang VW finance on Monday and only paid 3 days interest @£3.30 a day and transferred the money that day. Finance contribution and free servicing offer were unaffected and still honoured by VW.  If I remember correctly though, you only get 14 days to withdraw from the finance agreement..

You will of course p*ss the poor sales person off as they won't get commission on the finance as think it has to be in place for at least a few months before been settled for them to get paid!

That’s exactly what I thought however, it was the salesman who suggested it 😁
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I was considering these wheels and wasn't sure how they'd look in 18". But they ok great.

Can get a brand new set here for £1200..

Yes think they look awesome with only 18".  :smiley: But black rims are hard to keep nice. So easy scratches...  :sad:
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Golf mk7 / Re: Buying on PCP
« Last post by MrBinks on Today at 09:41 »
It sounds like you have enough money now and incoming that PCP might not really be for you. Why not use the deposit to buy outright with a bank loan with lower APR to cover the difference? When your windfall comes your way you can then pay off the bank loan right away with no penalties.

Also think carefully if that new car smell is worth the extra cash. Depending on what you're coming from, a nearly new from a dealer would save you a fair amount of money for very little difference in car. From my experience buying a 16 plate GTI PP this year, the whole thing felt exactly the same (actually, better) as when I bought a new TDI 4 years ago - but with far less waiting around.

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I was considering these wheels and wasn't sure how they'd look in 18". But they ok great.

Can get a brand new set here for £1200..
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Golf mk7 / Re: Buying on PCP
« Last post by Jim_mk7.5 on Today at 09:05 »
Arrange a bank loan etc at a much lower APR take out the PCP and exercise your right to withdraw. I picked up my car on a Friday and rang VW finance on Monday and only paid 3 days interest @£3.30 a day and transferred the money that day. Finance contribution and free servicing offer were unaffected and still honoured by VW.  If I remember correctly though, you only get 14 days to withdraw from the finance agreement..

You will of course p*ss the poor sales person off as they won't get commission on the finance as think it has to be in place for at least a few months before been settled for them to get paid!
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