Buying on pcp / sevice plan cost?

[buddfridge]

Hi, had a quote for £299 for the two services, does this sound right?

[kmpowell]

I don’t know about used but on a new car it was/is £199.

[buddfridge]

Thanks, I have just checked and it was £199 after all, thats not bad but £500 gap is it worth paying the extra premium/ better cover?

[kmpowell]

Thanks, I have just checked and it was £199 after all, thats not bad but £500 gap is it worth paying the extra premium/ better cover?

GAP on a new car isn't needed because for the first 12mths your insurance policy will (should) be 'new for old'.

[mcmaddy]

Thanks, I have just checked and it was £199 after all, thats not bad but £500 gap is it worth paying the extra premium/ better cover?

GAP on a new car isn't needed because for the first 12mths your insurance policy will (should) be 'new for old'.

Depends who you're insured with as not all do this so Gap is worth while having but not from the dealers. Hunt around as you'll get much better prices.

[deltarikk]

As mcmaddy said, definitely shop around for gap, you'll get same or better policy for half that....we used Direct Gap last time, very easy to deal with 

[kmpowell]

Depends who you're insured with as not all do this

If you don't have 'new for old' in a policy, then the policy is going to be very limited and a false economy. Pretty much any reputable insurance company/broker will offer 'new for old' on a new car, which lasts for 12-24mths.

GAP on a brand new car is a total waste of money.

OP just check your policy, I would wager it's already there, that is unless you insure with a specialist on a restricted terms policy.

[SRGTD]

Hi, had a quote for £299 for the two services, does this sound right?

Cost of a VW 2 year service plan on the VW website is £296.82 - either as a one-off payment or spread over 18 months at £16.49 per month. This is for cars up to one year old and the price includes one minor and one major service. If you don’t have the service plan, VW fixed price service costs are £179 for a minor service and £349 for a major service (total £538) - those service prices are for cars 3-15 years old, but in reality I doubt VW charge different prices for cars newer than 3 years old.

Thanks, I have just checked and it was £199 after all, thats not bad but £500 gap is it worth paying the extra premium/ better cover?

If you’ve been quoted £199 for the first two services, that sounds good value. Presumably that’s a dealer’s own service plan rather than VW’s. As others have said, don’t buy VW’s GAP cover at £500; that’s a ridiculously expensive price. They’ll be applying a massive commission mark up to their supplying insurer’s net price to arrive at that figure. There cheaper alternatives out there; try ALA, Direct GAP or GAP insurance 123 - there are lots of others too.

I’ve used ALA and they have a price match guarantee. Discount / promotional code MSE25 will get you 25% off their screen prices. I see from ALA’s website that they don’t currently have a vehicle replacement plus product, so may be worth trying one of the many other GAP insurance providers.
 

[kmpowell]

If you’ve been quoted £199 for the first two services, that sounds good value. Presumably that’s a dealer’s own service plan rather than VW’s.

It's VW's service plan, the £199 cost is available on brand new purchases only. The regular price as you pointed out is £297.

[buddfridge]

Yes new car £199