What do you actually tell your insurance company about any mods?

[Shady Pioneer]

Where do you take your 25% from tho, do you take the manufactures figures or do you get it on the dyno to know 100%. 25% isn't much tho just a remap and your pushing 25%

If you look at this page these guys had 235BHP from a stock 211BHP

http://www.revotechnik.com/type/16485/222/

211 to 235bhp is an increase of about 11%.

[legg360]

That's meant to read they measured it as 235BHP stock, if you only have 25% to play with and its already 11% over what its meant to be that cuts down your potential range increase. If the insurance company take 211BHP 25% extra you can only tune to 263BHP but starting from 235BHP you can reach 293BHP that's a big increase

[Shady Pioneer]

To be fair, if you were looking at getting bigger gains like that then you would be with a specialist insurer to begin with. Your Admirals and Direct Lines will rocket instance because they don't like dealing with these types of changes.

Also remember that tuning your car to say 300bhp and getting it insured is most likely no different to getting a car of 300bhp as standard.

Swings and roundabouts really.

[legg360]

As you said they don't like big changes hence the 25% max otherwise they wont cover, but for cost under the 25% as a stock car sky was double the price, HIC over 3 times and greenlight wont even cover.

Youll be surprised at the difference in cost tho for younger drivers £612 for GTi, about £4000 for an evo 9 360, £9993 for a 2009 M3

[dom]

Yes, everything is declared to my insurers, it's really not worth the risk.

Just to back this up, Greenlight have even posted a pic of mine on their FB page

https://www.facebook.com/photo.php?fbid=10151825742589694&set=pb.36542689693.-2207520000.1384284822.&type=3&src=https%3A%2F%2Ffbcdn-sphotos-g-a.akamaihd.net%2Fhphotos-ak-ash3%2F59706_10151825742589694_1245813114_n.jpg&size=900%2C600

[vwali2010]

mines all insured with everysingle mod and doesnt cost me that much that covers all engine mods and external