17 with modified mk2 1.6.......HELP

[Mikester]

A years no claims dont mean $hit. Its just a BONUS. Lets all face facts:

Your going to get raped for insurance until your 25!!

Honestly, 2 grand is a good deal.

[jamie_pyrite]

Yeah, unfortunately don't expect with 1 years NCB that it'll be alot cheaper and they'll be totally fine with the mods.

I've done really well for myself this year, 18 2 years NCB (1 year + 1 year free which they accepted) on a 1.8 driver was £720ish. I'm hoping that next year when I'm a member of the Institute of Advanced Motorists, 19 and with 3 years NCB they'll insure me for about the same price with mods done.


Even if a mod is just small like a back box and doesn't change anything but the looks and the sound slightly, they'll still rape you at a young age due to it being associated with boy racers/chavs/people that drive their car fast and wrap them round a lamp post.



I still think it's unfair that mods like brake upgrades and strut braces can make you pay more.. Better brakes make you stop quicker! So you don't hit that tree! I can understand roll cages though.

[MarkS]

Try www.bell.co.uk mate
Got a fairly good quote with them for my daily mk4 1.6
Add your parents on as named driver and the price will come down

Got a quote for my GTi for mods with one years no claims and its not too unreasonable

Check it out 

[Dec]

My insurance only went down £100 when i put my dad on it

Do actually need him on it though so its all gurd

[MarkS]

Every penny counts 

[bradford_golf]

mines a 1.6 im 17 doing my lincense 2 grand, are the quotes ave been getting

[vdub_adz]

there anit much u can do 2k sounds good, im 19 and got a 1.6CL and im payin £1600 TPFT. im payin monthly and at first i had to pay a chunk i think around £400. and i pay £136 a month now. thats with quinn direct. they were the cheapest of me as i live in west london and the best thing is that i can drive other cars. iv got a few mods induction kit, 40mm drop, alloys and a DTM exhaust. give quinn a call.

[bradford_golf]

quinn direct is where i got my quote

[vdub_adz]

there gonna b the best m8. my m8 got a mini copper old skool 1. and he changed his insure company and he now pays £1100 and that full comp with them. £400 cheaper then who he was with. i shopped around for 2 months and they were theh cheapest.

[Dec]

quinn direct is where i got my quote

Quinn direct were quoting me £700 more So when i passed my test in december, i just went with LV

Worth getting a quote with a few companys because whats cheap for one person might not for another