17 with modified mk2 1.6.......HELP

[xzakx9]

im 17 with mk2 golf 1.6.....its my first car im now looking at quotes it has modifications ie, alloys, lowered 40mm, exaust, big bumper kit, and a couple of little things, i have got some quotes but they are all arround the 2,000 figure.......and i dnt have that kind of money.....can anybody help???
thankyou
zak

[Mikester]

hate to pi$$ on your parade, but 2 grand probably is a fair quote!

[Intense]

definatly about right, i'm looking to get a GTI, and quotes for a 8V GTI are around £1600, i'm 20 with 1 year ncb and 2 year license.

Dan

[Dec]

Ive got an un-modified mk2 1.6 and it cost me £1867.56 luckily ive got an amazing gran with big pockets who is letting me pay her back bit by bit.

[Mikester]

my 2 litre 8v is £1900 and im 19!

[Dec]

aha but when we went driving you were about 20x faster lmao

[xzakx9]

what  insurance companry should i go for then?
zak

[Mikester]

aha but when we went driving you were about 20x faster lmao

Lol, i drive within every limit dec, im not fast, im more of a snail.

Most of the CHEAP places are cheap becuase they dont insure mods... So to be honest, your stuff. Dont declare the mods and get a cheap quote from someone like bell? But if you crash, ouchersss are you in teh rough. Up to you really.

[Neaty]

at 17 with a modified car you are asking for trouble to be honest, its annoying even for me now at 21! I would just be prepared to pay a lot for your first year until you get a years no claims under your belt.

[Dec]

what  insurance companry should i go for then?
zak

I went with www.LV.com and got a 5% discount because my mum is with them