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General => Insurance => Topic started by: Mk7 rzy on 02 February 2018, 10:54

Title: I have been absolutely killed off
Post by: Mk7 rzy on 02 February 2018, 10:54
Hi all,

I recently purchased a mk7 golf gti stock. Dealer completely spoofed my driveaway insurance so had to source my own. I went through my current insurance that expires in June, and had to pay £720 PLUS my monthly amounts anyway which are £118...

Need some advice on who to go through, and if I will retain my 2 (soon to be 3) years no claims, if I switch mid-policy? I'm 24 and I'm not made of money  :grin: :cry:
Title: Re: I have been absolutely killed off
Post by: o`Neil on 02 February 2018, 13:30
Hi all,

I recently purchased a mk7 golf gti stock. . . . . I'm 24 and I'm not made of money  :grin: :cry:


 :huh:
Title: Re: I have been absolutely killed off
Post by: Little Lofty on 02 February 2018, 13:50
If you switched today I’m pretty sure your no claims will stay at 2 years until next February. You probably would have been better off starting from scratch with a new company when you got the GTi, it wouldn’t have helped with the no claims but might have been cheaper. Have you done the comparison sites to see how competitive your current insurer is?
Title: Re: I have been absolutely killed off
Post by: Mk7 rzy on 02 February 2018, 15:43
Hi all,

I recently purchased a mk7 golf gti stock. . . . . I'm 24 and I'm not made of money  :grin: :cry:


 :huh:

Living at home with parents, paying very low in rent and in a job achieved from uni degree- I worked hard for this!  :whistle:

If you switched today I’m pretty sure your no claims will stay at 2 years until next February. You probably would have been better off starting from scratch with a new company when you got the GTi, it wouldn’t have helped with the no claims but might have been cheaper. Have you done the comparison sites to see how competitive your current insurer is?

My current insurer doesn't work on comparison websites, they were recommended by a friend previously with my 1.2 polo. I will 100% switch when July comes though. Any recommendations?
Title: Re: I have been absolutely killed off
Post by: Agreeable Slick on 05 February 2018, 08:37
Comparisons to get a baseline. Add parents as named drivers.

Then contact Chris Knott. They've helped me when Flux wanted another £1100 (I'd already paid £400 for the previous car) to insure my GTI when changing 3 months in to years insurance. Even beat my cheapest comparison quote by £20.

Pay in full if you can.
Title: Re: I have been absolutely killed off
Post by: Mk7 rzy on 05 February 2018, 16:10
Comparisons to get a baseline. Add parents as named drivers.

Then contact Chris Knott. They've helped me when Flux wanted another £1100 (I'd already paid £400 for the previous car) to insure my GTI when changing 3 months in to years insurance. Even beat my cheapest comparison quote by £20.

Pay in full if you can.

Noted! Thanks! :)
Title: Re: I have been absolutely killed off
Post by: srodgers87 on 11 February 2018, 17:06
Currently with Chris Knott too.  I am changing from a Kia Pro Ceed GT to a GTi. After calling them they advise all I need to do is make up the difference for the remaining months. Extra £30 over the last 4 months.
They are very good too at comparisons, even after someone driving into my car and them accepting liability they didn't factor in the fact i made a claim and my renewal was about the same as the previous year bar a few quid.

Also add parents to insurance, mine reduced by quite a bit, even though they never drive the vehicle.



Comparisons to get a baseline. Add parents as named drivers.

Then contact Chris Knott. They've helped me when Flux wanted another £1100 (I'd already paid £400 for the previous car) to insure my GTI when changing 3 months in to years insurance. Even beat my cheapest comparison quote by £20.

Pay in full if you can.