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General => Insurance => Topic started by: Nige on 16 December 2006, 13:27
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Mods, if this thread shouldnt be posted and you just want this kind of thing in the insurance comparison thread, please delete it.
Nige.
As the golf is due to arrive next week, I`ve been ringing round trying to get a competitive insurance quote. Obviously, with it being modified and with a cage, it limits you to specialist insurers, but I thought i`d share my findings with you as it may save you spending as long on the phone as I had to this morning..
Rang Greenlight first 01277 263 030
They quoted me £360, that was using my existing full NCD, but I had to transfer the Mazda policy to them for them to be able to take my full NCD into account. Out of interest, they were £40 more than I currently pay for the Mazda..
next stop was Brentacre Insurance, on 01792 650933. They came back at £430, any mods and didnt need me to move the Mazda. They work on a `power` range, so up to 150 bhp is £430 (In this example), up to 170bhp is another £70 and so on. They are very flexible regarding mods and so long as you let them know, they seem to cover everything.
Final stop, as found on here, was the insurer HIC 08451 291 291. Ask to speak to Martin. He was very helpful, he is a member of this forum and if you are a member, you get 10% off . He insured the golf as a classic car (its over 15 years old), limited 6000 miles per year. Doesnt need my mazda insurance moving, HAS FREE TRACK DAY COVER included (not really applicable to me, but may be for those of you with more valuable cars...), although it has a huge excess £1000, and covered every mod no problem. you can also get an agreed value cover for another £15. Their premium was £295, fully comp for the year, excess £145 , which in my eyes is a cracking deal.
I`m very pleased and i`ll be going with them.
Nige.
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Cheers for the recommendation Nige, glad i could help!! 8)
Golfgti.co.uk members also have their own direct line for HIC now which is 08451 256 256 :cool:
:smiley:
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Hagerty Insurance at Silverstone have just insured my Mark 1 GTi Golf for £149.20 fully comprehensive with agreed value and with all mods listed and agreed and track day cover per event of 10% of the premium, thus each time I am on track it costs me just £14.92. £250 excess for road and/or track.
I did try HIC and whilst they were extremnely pleasant and helpful the excess put me off big style, plus the premium was twice as much as Hagerty. I can alos have my son on this policy without any extra premium whoich I couldnt do with HIC.
All horses for course but this is my experience, for what its worth!
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Sorry but £1000 excess ! :shocked: My cab's with Brentacre and the excess is £300 and I think that's too much.
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You have the cab covered for track day use?! :shocked:
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Hagerty Insurance at Silverstone have just insured my Mark 1 GTi Golf for £149.20 fully comprehensive with agreed value and with all mods listed and agreed and track day cover per event of 10% of the premium, thus each time I am on track it costs me just £14.92. £250 excess for road and/or track.
I did try HIC and whilst they were extremnely pleasant and helpful the excess put me off big style, plus the premium was twice as much as Hagerty. I can alos have my son on this policy without any extra premium whoich I couldnt do with HIC.
All horses for course but this is my experience, for what its worth!
fair play!! you didnt speak to me tho..... :wink:
Sounds like you got a pretty good deal there! (especially if you can out your son on for no extra charge!! :shocked:) tbh i have not even heard of Hagerty Insurance before....just been browsing their website, very interesting!
Martin :smiley:
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Go to that Supermarket .com
That does all the hassle for you in finding the cheapest quote. I saved over £100 this year by doing it!
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Sorry but £1000 excess ! :shocked: My cab's with Brentacre and the excess is £300 and I think that's too much.
the £1000xs is what one of our underwriters applies for trackday use. the standard policy excess on the road would have been much lower.
Martin :smiley:
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You have the cab covered for track day use?! :shocked:
oooooooo no ! Maybe I should just read the post correctly eh ! :embarassed: I'll get my coat ! :laugh:
Carry on, nothing to see here. :laugh:
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You have the cab covered for track day use?! :shocked:
oooooooo no ! Maybe I should just read the post correctly eh ! :embarassed: I'll get my coat ! :laugh:
Carry on, nothing to see here. :laugh:
:grin:
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I'm definately gonna give you guys a try when my insurance is due, you guys any good for young drivers?? I'll be 19 when it needs re newing, and hopefully have 1 years no claims on the 1.4 mk3 golf. It'll be good if you can get it cheaper, i pay £1100now :sick:
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Should be ok for ya if its a 1.4 and you have a years ncb. Send me a pm when your renewal is due buddy and i will see what i can do!! :smiley:
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Go to that Supermarket .com
That does all the hassle for you in finding the cheapest quote. I saved over £100 this year by doing it!
Not when your car is heavilg modified like mine is...... The normal companies, Direct Line, Esure etc wont touch you if it is...
As I said in my first post, the NORMAL EXCESS is £145, but the trackday is very high. Its not worth me claiming on trackday anyway, the cars not worth that much more after excess....
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Not when your car is heavilg modified like mine is...... The normal companies, Direct Line, Esure etc wont touch you if it is...
As I said in my first post, the NORMAL EXCESS is £145, but the trackday is very high. Its not worth me claiming on trackday anyway, the cars not worth that much more after excess....
Exactly, and even if they do cover you they will probably pay out no-where near what the car is worth in the event of a claim! :wink:
As nige has stated the normal excess is very low for a heavily modified car, Yeah the trackday excess is high but i had the option to place it with a different company for a higher premium but with a lower trackday excess, nige said not to worry!
It all depends what your priorities are, cheapest is not always the best..... :smiley:
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i'll big you up martin. its a shame you couldnt help me with my insurance. altho i feel i must reccommend John and Brentacre. he beat my lowest quote which as martins. But it was 11am and i had to insure the car before they all closed on the saturday which is 12!!
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Cheers Han! :kiss:
Yeah maybe next year, i have only ever rung brentacre myself once for a quote and must admit the person i spoke to was one of the most friendly and helpful and seemed to know his stuff (although he did threaten to double my quote when i told him where i worked!! :laugh:), cant remember his name cos it was a couple of years ago but im sure they will look after you! :smiley: