What do you actually tell your insurance company about any mods?

[Shizzle]

well i live in dunstable half hour from luton but share same postcode and reputation for insurance scams so for me insurance will be high till i move to norfolk and it will properly half lol. Im 25 next year so i think trade policy will be best for me as i cant afford to insure 2 cars so me and the missses are sharing my golf atm.

[skyinsurance]

I'm just down the road (Markyate) but thankfully have the 'AL' postcode.

[Shizzle]

Oh i wish the funniest thins is a 1.8 turbo 200sx was cheaper than my golf 

[bhodgkiss]

I'm with A plan, you declare everything, I have a page of mods on my car and they charge me under £500.

[Shizzle]

I think its more about location these days lu5 is a big no no for cheap insurance

[thai-wronghorse]

Up until a few days ago the 16v was insured with Admiral who have been pretty mod friendly the past few years.

[D1andonlyantman]

Im with admiral and phoned them yesterday to get a feel for how mods would affect my insurance and they said it would add about 60 quid to my insurance if I added a induction kit, diverter valve and exhaust. I'm guessing that's a catback exhaust and not full system but that's still not bad

[Shady Pioneer]

I've just renewed with Sky, and I've told them every little detail, even down to my Polo aerial.

Not worth the risk of not telling them. Insurance this year was £395 for a Bora V5, all mods like-for-like and I'm only 24!

[dom]

Im with admiral and phoned them yesterday to get a feel for how mods would affect my insurance and they said it would add about 60 quid to my insurance if I added a induction kit, diverter valve and exhaust. I'm guessing that's a catback exhaust and not full system but that's still not bad

A was with Bell for a few years (sister company to admiral) and it was a similar cost for me to add wheels/exhaust etc. The majority of the cost was admin fees though

[legg360]

My renewal is due end of the month and elephant (admiral) are the cheapest for me, the difference between no mods and if I had aftermarket alloys, vinyl wrap roof, cruises control, induction kit, remap, full exhaust system was £32... I don't think that's a bad increase and defo not worth not telling them whats changed.