Insurance...HELP!

[87_PROJECT]

Right nearly got my golf taxed and tested...but I have a problem...Insurance.

Im only 21,not had my own car/insurance before,had a work vehicle for three years but had a prang...so cant get any reference from them.(no need to tell new insurance company about prang but no no claims!!!)

I aquired a mk2 (as many of you know!) and decided not to go all out (wait till the g60 for that!) so I've done the bits and pieces for mot,changed air/oil/fuel filters,etc etc and thought i'd have some fun learning the golf (handling maintenence etc) so im only looking for 3rd party...

Rung a few places,but all the quotes are ridiculous...1500-5000!!!third party??? If this is how it has to be its worth it she is SO much FUN to drive!!!

But surley there is a more reasonable insurance company out there???

Any advice would be apreciated

[richandhazel]

Thats riduculous, I can't believe they want that much .
I'm with direct line for my Coupe. Its a higher insurance group than the Golf GTI and I had to have an alarm and immobiliser installed before they would insure it. I have just renewed, it cost me ?240. I'm 35 with full no claims so without the no claims bonus that would still only come to ?685.70.
Must be cheaper quotes out there.

[87_PROJECT]

you would think so!

With 2 years no claims it drops to 500...

they wonder why people drive without insurance!(i do not condone this...no excuse if you cant afford the insurance dont drive the car!)

i havent tried any "specialist" insurance yet i will get on the phone tomoz.


...you still working rich???

[87_PROJECT]

ps.250!!! thats salt in the wound!

[richandhazel]

Should be, do 12 hour shifts 6 to 6. The last post I did from work.........at home now, it was a good night.
Good luck with the insurance.

[richandhazel]

Just had a thought, I was about 19 when I had my first Golf GTI. I remember that places like Direct Line etc., were very expensive. I found the cheapest (for young drivers) was to go through Giles Insurance brokers. They were a pain in the a**e to deal with but they always came up with a cheaper quote. One of the questions they used to ask every year was 'whats the best quote you've had so far?'. Always tell them a figure lower than your best quote.....I'll bet they will beat it. Alternatively just tell them you haven't had a quote yet but you have a few other places to try yet. That way they should give you a fairly competitive quote straight off.
Would be worth a phone call:-

Giles (alton) Insurance  
17 Lenten Street, Alton, Hampshire, GU34 1HG
Tel: 01420 82501

Good Luck.

[87_PROJECT]

cheers mate,i'll give them a try

apparently tesco are pretty good for young drivers aswell...we'll see!

should be asleep!!!

[richandhazel]

There is a similar thread going on at clubgti you might want to take a look at:-

http://www.clubgti.com/forum/topic.asp?TOPIC_ID=9564

[87_PROJECT]

thanks...again

[keithy]

Hi have you tried :
carole nash,
0800 298 5500.
I know im older then yourself as im (40) but this is the first car i have insured as had always driven company vans for over 10 yrs,so had no no claims,and was getting qoutes over ?500 for third party,carole nash insured me for fully comp ?185.10,its a free phone number so you got nowt to loss, give them a try,
good luck.