Mk8 gti ordering

[king monkey]

Lease deals are starting to appear now, in the region of £390/month on a 3+35 / 10k profile (DSG).

I'm waiting on figures for the Octavia vRS and BMW 128ti to see how they compare.

Yeah the lease deals are fine as long as you don’t add options. Stable were advertising below £340pm I think with nothing added and 6 months up front. I’d rather not have a gti than lease with no options though. All personal choice 

[Guzzle]

As long as the options you want are fairly modest, leasing still looks cheaper than PCP.

To put it another way, DCC, 19's and metallic paint adds about £60 per month to a 3 year PCH. On PCP at 5.4%, every £10k you borrow is costing £45 per month just in interest alone.

[Guzzle]

Lease deals are starting to appear now, in the region of £390/month on a 3+35 / 10k profile (DSG).

I'm waiting on figures for the Octavia vRS and BMW 128ti to see how they compare.

I'm also interested to see how the vRS figures look. Lower list price, more equipment, bigger discount and lower interest rate. Could make the GTi look really expensive. All depends on how good (or bad) the GFV's are. 

[mistac]

random question  - are the MK8 iq matrix led's the same as (or better/totally different) to the 7.5 dla led's?

[Guzzle]

Haven't tried either so no idea whether the IQ lights are any better than Dynamic Light Assist on the Mk7.5. But the two systems are different.

Dynamic Light Assist can automatically put the main beam on and uses cameras to mask it at the appropriate time to prevent blinding oncoming traffic.

https://www.volkswagen-newsroom.com/en/dynamic-light-assist-3671

IQ Lights are multiple individually controlled LED's.

https://www.volkswagen-newsroom.com/en/iqlight-led-matrix-headlights-3938

[Thornster]

With lease deals on many tempting cars coming in under £400 I'd find it hard to go PCP again, unless I planned on refinancing at some point, and to run the car for 5-6 years.

For me personally I also like the 36 month lease, as I'm always cover by a warranty, and can change cars regularly.

Options on both lease and PCP push up the price, which is why the best value is in finding a car that doesn't need any options adding!

Most cars seem to lack at least one thing on my must have list, it's just a shame the GTI seems to lack a few things I'd want to add which would push the cost up quite a bit.

Still very keen to get another GTI, but not at any cost!

[fredgroves]

Is it actually any cheaper to lease though?

If you add up the total payments it any less?

With any luck you get your deposit back on PCP, not true on leases.

If your name isn't on the v5 is it more expensive to insure?

[Thornster]

Insurance is the same, with so many people leasing now the insurance companies are fine with it.

In my experience the equity is minimal, and there's all the hassel either trying to pay off the balloon and sell privately, or trade it in.

If you can get a lease on special offer, no PCP will touch it for value unless at 0% APR and a very big discount.

[Guzzle]

The lease deals posted here for the GTi look a bit cheaper than the PCP quotes we've seen.

You don't get your deposit back on PCH that's true, but there's no certainty of equity at the end in PCP either. In my experience insurance is slightly more expensive if on PCH, but not significantly so; it's a few quid. You also get your vehicle tax and breakdown cover paid for on PCH, which should more than cover any marginal uplift in insurance.

Obviously it's not as flexible as PCP, so if you bite off more than you can chew or your circumstances change it can be more expensive to get out of. But it's certainly worth doing the maths if you like a new car every 2 or 3 years and you're sure of your ability to make the payments each month.

[king monkey]

More ridiculous figures today. So my brother did contact DTD. Nearly £6 discount in the end but monthlies over 3 years of £531. Now he’s only putting £500 in himself but these finances are just bizarre. Frustrating that I’m only hearing it second hand so not got the exact details.