2.0 to 1.8T

[AlanD]

I wont bore you with the history behind this. I'm currently the 2nd driver on a '01 2.0 MK4. I got the 2.0 for insurance reasons (£1000). Next April I will have held my license for 2 years and want to get the 1.8T. Even with me as the 2nd driver I'm still looking at around £1600. Is this a resonable price? At this sort of price I probably won't get it. I'm not expecting a full on quote but here are the detials (what they will be in a years time).

Main driver 61 years old 8 years no claims
2nd driver 21 years old 0 no claims (2 years driving)
01' 1.8T MK4
CR0 postcode (Croydon, South London)
3rd Party

I got this car in March (1 month before I had been driving for 1 year). I have just done a requote on my car and its throwing up £700 with 1 years driving. Its same company (Kwik-fit). Is it worth canceling my current insurance policy and taking up a new one for £300 less?

Thanks in advance for any help.

[mattr6]

Theres no way you can predict what insurance quotes will be like a year down the line. Yes, they should go down with more experiance and NCB but this isn't always the case.

 Like you, I went for the 2.0 Gti as I refuse to pay big bucks for insurance (anything over £500 is a nono). I seem to remember you paid £5500 for it?? If so, that is top book and changing so soon will mean you taking a big hit in the pocket. I got mine around the same time as you and paid similar money (tho mine has anni kit, santas and 36k), I intend keeping this for at least 3 years. Maybe I'll go the turbo route then but I'll probably be looking at property then so an old banger will be my wheels.

Just out of interest, would I notice I big difference if I drove a 1.8T when compared to to the 2.0Gti? If so where would I notice this? (ie topend, midrange etc) I find mine fast enough for what I use it for, and it does look the business (pics elsewhere on here)

Matt

[Rhyso]

Just out of interest, would I notice I big difference if I drove a 1.8T when compared to to the 2.0Gti? If so where would I notice this? (ie topend, midrange etc)
Matt

like chalk and cheese mate! 115 bhp vs 150 bhp(or 180).  the 1.8T willl pull harder and faster throughout the rev range.

[AlanD]

Hummmm I'm thinking I will probs just keep this then for a few years. Do some little touches to make it look smarter. Then see what's going on in a few years time.

Cheers fellas.