Been driving 2 years and 2 months
0 No claims bonus
Had 1 small accident recently due to someone emergency stopping when they sneeze (£250 damage)
and i still managed to get insured for £1400 for 12 months on a 1.8t gti.
which at my age is pretty reasonably.
would be alot cheaper if i had no claims and no accident.
Cheers Elephant
ps dont be afraid to haggle with them on the phone , my policy went from £2k - £1.7k - 1.4k